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Buying a home in Verdunville, West Virginia

The typical owner-occupied home in Verdunville is worth about $113,100, 30% below the West Virginia median of $162,600 and 66% below the national median of $332,700. The median household earns $56,178 a year, so the median home costs 2.0 times the median income (2.7 times for West Virginia). 73% of occupied homes here are lived in by their owners, and 12% of those owners still have a mortgage.

Verdunville at a glance

Verdunville West Virginia U.S.
Median home value $113,100 $162,600 $332,700
Median property tax paid per year – $865 $3,119
Median household income $56,178 $59,608 $80,734
Homes lived in by their owners 73% 75% 65%
Owner homes with a mortgage 12% 46% 61%
Median monthly costs, owners with a mortgage – $1,255 $1,963
Median rent – $872 $1,413
Median year homes were built 1995 1976 1980
Vacant homes 30.2% 15.4% 10.1%
Population 396 1,778,373 334,922,499

What a typical home costs per month in Verdunville

At this week's average 30-year rate of 7.11%, buying the median Verdunville home of $113,100 with 20% down costs about $759 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $948, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $32,548 for the 20%-down payment. That payment is 16% of the median Verdunville household income of $56,178; at that income and 20% down, the 28% guideline points to a home of about $195,000.

20% down, 30-year conventional loan
Down payment$22,620
Loan amount$90,480
Principal and interest$609
Property taxes (1.10% a year)$104
Homeowners insurance (our estimate, 0.5% a year)$47
PMI$0
Total per month$759

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3.5% down, 30-year FHA loan
Down payment$3,958
Loan amount$111,051
Principal and interest$747
Property taxes (1.10% a year)$104
Homeowners insurance (our estimate, 0.5% a year)$47
FHA mortgage insurance$50
Total per month$948

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Questions about home buying in Verdunville

What is the median home value in Verdunville?

About $113,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

What income do you need to buy a home in Verdunville?

For the median home with 20% down at 7.11%, the payment is about $759 a month. Keeping that under 28% of gross income takes about $32,548 a year.

More about Verdunville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data