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Buying a home in Stollings, West Virginia

The typical owner-occupied home in Stollings is worth about $66,600, 59% below the West Virginia median of $162,600 and 80% below the national median of $332,700. The median household earns $43,491 a year, so the median home costs 1.5 times the median income (2.7 times for West Virginia). 94% of occupied homes here are lived in by their owners, and 21% of those owners still have a mortgage.

Stollings at a glance

Stollings West Virginia U.S.
Median home value $66,600 $162,600 $332,700
Median property tax paid per year – $865 $3,119
Median household income $43,491 $59,608 $80,734
Homes lived in by their owners 94% 75% 65%
Owner homes with a mortgage 21% 46% 61%
Median monthly costs, owners with a mortgage – $1,255 $1,963
Median rent – $872 $1,413
Median year homes were built 1950 1976 1980
Vacant homes 5.4% 15.4% 10.1%
Population 505 1,778,373 334,922,499

What a typical home costs per month in Stollings

At this week's average 30-year rate of 7.11%, buying the median Stollings home of $66,600 with 20% down costs about $447 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $558, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $19,167 for the 20%-down payment. That payment is 12% of the median Stollings household income of $43,491; at that income and 20% down, the 28% guideline points to a home of about $151,000.

20% down, 30-year conventional loan
Down payment$13,320
Loan amount$53,280
Principal and interest$358
Property taxes (1.10% a year)$61
Homeowners insurance (our estimate, 0.5% a year)$28
PMI$0
Total per month$447

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3.5% down, 30-year FHA loan
Down payment$2,331
Loan amount$65,394
Principal and interest$440
Property taxes (1.10% a year)$61
Homeowners insurance (our estimate, 0.5% a year)$28
FHA mortgage insurance$29
Total per month$558

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Questions about home buying in Stollings

What is the median home value in Stollings?

About $66,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

What income do you need to buy a home in Stollings?

For the median home with 20% down at 7.11%, the payment is about $447 a month. Keeping that under 28% of gross income takes about $19,167 a year.

More about Stollings

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data