The typical owner-occupied home in Braxton County is worth about $117,900, 27% below the West Virginia median of $162,600 and 65% below the national median of $332,700. Owners pay a median $535 a year in property taxes, about 0.45% of their home's value, lower than the West Virginia rate of 0.53%. The median household earns $50,331 a year, so the median home costs 2.3 times the median income (2.7 times for West Virginia). 77% of occupied homes here are lived in by their owners, and 34% of those owners still have a mortgage.
Braxton County at a glance
| Braxton County | West Virginia | U.S. | |
|---|---|---|---|
| Median home value | $117,900 | $162,600 | $332,700 |
| Median property tax paid per year | $535 | $865 | $3,119 |
| Property tax as a share of value | 0.45% | 0.53% | 0.94% |
| Median household income | $50,331 | $59,608 | $80,734 |
| Homes lived in by their owners | 77% | 75% | 65% |
| Owner homes with a mortgage | 34% | 46% | 61% |
| Median monthly costs, owners with a mortgage | $992 | $1,255 | $1,963 |
| Those costs as a share of the owners' income | 16.8% | 17.3% | 21.0% |
| Median rent | $606 | $872 | $1,413 |
| Rent as a share of renters' income | 23.2% | 29.4% | 30.6% |
| Median year homes were built | 1977 | 1976 | 1980 |
| Vacant homes | 23.3% | 15.4% | 10.1% |
| Population | 12,208 | 1,778,373 | 334,922,499 |
What a typical home costs per month in Braxton County
At this week's average 30-year rate of 7.11%, buying the median Braxton County home of $117,900 with 20% down costs about $728 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $924, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $31,193 for the 20%-down payment. That payment is 17% of the median Braxton County household income of $50,331; at that income and 20% down, the 28% guideline points to a home of about $190,000.
The median rent here is $606 a month, so owning the median home costs about $122 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $23,580 |
|---|---|
| Loan amount | $94,320 |
| Principal and interest | $634 |
| Property taxes (0.45% a year) | $44 |
| Homeowners insurance (our estimate, 0.5% a year) | $49 |
| PMI | $0 |
| Total per month | $728 |
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| Down payment | $4,126 |
|---|---|
| Loan amount | $115,765 |
| Principal and interest | $779 |
| Property taxes (0.45% a year) | $44 |
| Homeowners insurance (our estimate, 0.5% a year) | $49 |
| FHA mortgage insurance | $52 |
| Total per month | $924 |
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Questions about home buying in Braxton County
What is the median home value in Braxton County?
About $117,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Braxton County?
Homeowners pay a median $535 a year, which is about 0.45% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Braxton County?
For the median home with 20% down at 7.11%, the payment is about $728 a month. Keeping that under 28% of gross income takes about $31,193 a year.
More about Braxton County
- Mortgage Refinance in Braxton County
- Debt Relief in Braxton County
- Home Equity Loans in Braxton County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data