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Buying a home in Doddridge County, West Virginia

The typical owner-occupied home in Doddridge County is worth about $160,800, about the same as the West Virginia median of $162,600 and 52% below the national median of $332,700. Owners pay a median $808 a year in property taxes, about 0.50% of their home's value, lower than the West Virginia rate of 0.53%. The median household earns $57,401 a year, so the median home costs 2.8 times the median income (2.7 times for West Virginia). 89% of occupied homes here are lived in by their owners, and 28% of those owners still have a mortgage.

Doddridge County at a glance

Doddridge County West Virginia U.S.
Median home value $160,800 $162,600 $332,700
Median property tax paid per year $808 $865 $3,119
Property tax as a share of value 0.50% 0.53% 0.94%
Median household income $57,401 $59,608 $80,734
Homes lived in by their owners 89% 75% 65%
Owner homes with a mortgage 28% 46% 61%
Median monthly costs, owners with a mortgage $1,036 $1,255 $1,963
Those costs as a share of the owners' income 13.9% 17.3% 21.0%
Median rent $866 $872 $1,413
Rent as a share of renters' income 28.8% 29.4% 30.6%
Median year homes were built 1977 1976 1980
Vacant homes 21.1% 15.4% 10.1%
Population 7,711 1,778,373 334,922,499

What a typical home costs per month in Doddridge County

At this week's average 30-year rate of 7.11%, buying the median Doddridge County home of $160,800 with 20% down costs about $999 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,267, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $42,830 for the 20%-down payment. That payment is 21% of the median Doddridge County household income of $57,401; at that income and 20% down, the 28% guideline points to a home of about $216,000.

The median rent here is $866 a month, so owning the median home costs about $133 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$32,160
Loan amount$128,640
Principal and interest$865
Property taxes (0.50% a year)$67
Homeowners insurance (our estimate, 0.5% a year)$67
PMI$0
Total per month$999

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3.5% down, 30-year FHA loan
Down payment$5,628
Loan amount$157,888
Principal and interest$1,062
Property taxes (0.50% a year)$67
Homeowners insurance (our estimate, 0.5% a year)$67
FHA mortgage insurance$71
Total per month$1,267

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Questions about home buying in Doddridge County

What is the median home value in Doddridge County?

About $160,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Doddridge County?

Homeowners pay a median $808 a year, which is about 0.50% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Doddridge County?

For the median home with 20% down at 7.11%, the payment is about $999 a month. Keeping that under 28% of gross income takes about $42,830 a year.

More about Doddridge County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data