The typical owner-occupied home in Holden is worth about $112,400, 31% below the West Virginia median of $162,600 and 66% below the national median of $332,700. Owners pay a median $595 a year in property taxes, about 0.53% of their home's value, close to the West Virginia rate of 0.53%. The median household earns $102,589 a year, so the median home costs 1.1 times the median income (2.7 times for West Virginia). 94% of occupied homes here are lived in by their owners, and 54% of those owners still have a mortgage.
Holden at a glance
| Holden | West Virginia | U.S. | |
|---|---|---|---|
| Median home value | $112,400 | $162,600 | $332,700 |
| Median property tax paid per year | $595 | $865 | $3,119 |
| Property tax as a share of value | 0.53% | 0.53% | 0.94% |
| Median household income | $102,589 | $59,608 | $80,734 |
| Homes lived in by their owners | 94% | 75% | 65% |
| Owner homes with a mortgage | 54% | 46% | 61% |
| Median monthly costs, owners with a mortgage | $1,097 | $1,255 | $1,963 |
| Those costs as a share of the owners' income | 12.6% | 17.3% | 21.0% |
| Median rent | – | $872 | $1,413 |
| Median year homes were built | 1965 | 1976 | 1980 |
| Vacant homes | 3.6% | 15.4% | 10.1% |
| Population | 670 | 1,778,373 | 334,922,499 |
What a typical home costs per month in Holden
At this week's average 30-year rate of 7.11%, buying the median Holden home of $112,400 with 20% down costs about $701 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $889, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $30,059 for the 20%-down payment. That payment is 8% of the median Holden household income of $102,589; at that income and 20% down, the 28% guideline points to a home of about $384,000.
| Down payment | $22,480 |
|---|---|
| Loan amount | $89,920 |
| Principal and interest | $605 |
| Property taxes (0.53% a year) | $50 |
| Homeowners insurance (our estimate, 0.5% a year) | $47 |
| PMI | $0 |
| Total per month | $701 |
Change the numbers in the calculator
| Down payment | $3,934 |
|---|---|
| Loan amount | $110,364 |
| Principal and interest | $742 |
| Property taxes (0.53% a year) | $50 |
| Homeowners insurance (our estimate, 0.5% a year) | $47 |
| FHA mortgage insurance | $50 |
| Total per month | $889 |
Change the numbers in the calculator
Questions about home buying in Holden
What is the median home value in Holden?
About $112,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Holden?
Homeowners pay a median $595 a year, which is about 0.53% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Holden?
For the median home with 20% down at 7.11%, the payment is about $701 a month. Keeping that under 28% of gross income takes about $30,059 a year.
More about Holden
- Mortgage Refinance in Holden
- Debt Relief in Holden
- Home Equity Loans in Holden
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data