The typical owner-occupied home in Sarah Ann is worth about $87,700, 46% below the West Virginia median of $162,600 and 74% below the national median of $332,700. The median household earns $99,115 a year, so the median home costs 0.9 times the median income (2.7 times for West Virginia). 100% of occupied homes here are lived in by their owners, and 7% of those owners still have a mortgage.
Sarah Ann at a glance
| Sarah Ann | West Virginia | U.S. | |
|---|---|---|---|
| Median home value | $87,700 | $162,600 | $332,700 |
| Median property tax paid per year | – | $865 | $3,119 |
| Median household income | $99,115 | $59,608 | $80,734 |
| Homes lived in by their owners | 100% | 75% | 65% |
| Owner homes with a mortgage | 7% | 46% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,255 | $1,963 |
| Median rent | – | $872 | $1,413 |
| Median year homes were built | 1981 | 1976 | 1980 |
| Vacant homes | 13.0% | 15.4% | 10.1% |
| Population | 473 | 1,778,373 | 334,922,499 |
What a typical home costs per month in Sarah Ann
At this week's average 30-year rate of 7.11%, buying the median Sarah Ann home of $87,700 with 20% down costs about $589 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $735, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $25,239 for the 20%-down payment. That payment is 7% of the median Sarah Ann household income of $99,115; at that income and 20% down, the 28% guideline points to a home of about $344,000.
| Down payment | $17,540 |
|---|---|
| Loan amount | $70,160 |
| Principal and interest | $472 |
| Property taxes (1.10% a year) | $80 |
| Homeowners insurance (our estimate, 0.5% a year) | $37 |
| PMI | $0 |
| Total per month | $589 |
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| Down payment | $3,070 |
|---|---|
| Loan amount | $86,112 |
| Principal and interest | $579 |
| Property taxes (1.10% a year) | $80 |
| Homeowners insurance (our estimate, 0.5% a year) | $37 |
| FHA mortgage insurance | $39 |
| Total per month | $735 |
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Questions about home buying in Sarah Ann
What is the median home value in Sarah Ann?
About $87,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Sarah Ann?
For the median home with 20% down at 7.11%, the payment is about $589 a month. Keeping that under 28% of gross income takes about $25,239 a year.
More about Sarah Ann
- Mortgage Refinance in Sarah Ann
- Debt Relief in Sarah Ann
- Home Equity Loans in Sarah Ann
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data