The typical owner-occupied home in Grant County is worth about $175,100, 8% above the West Virginia median of $162,600 and 47% below the national median of $332,700. Owners pay a median $540 a year in property taxes, about 0.31% of their home's value, lower than the West Virginia rate of 0.53%. The median household earns $62,361 a year, so the median home costs 2.8 times the median income (2.7 times for West Virginia). 81% of occupied homes here are lived in by their owners, and 45% of those owners still have a mortgage.
Grant County at a glance
| Grant County | West Virginia | U.S. | |
|---|---|---|---|
| Median home value | $175,100 | $162,600 | $332,700 |
| Median property tax paid per year | $540 | $865 | $3,119 |
| Property tax as a share of value | 0.31% | 0.53% | 0.94% |
| Median household income | $62,361 | $59,608 | $80,734 |
| Homes lived in by their owners | 81% | 75% | 65% |
| Owner homes with a mortgage | 45% | 46% | 61% |
| Median monthly costs, owners with a mortgage | $965 | $1,255 | $1,963 |
| Those costs as a share of the owners' income | 15.7% | 17.3% | 21.0% |
| Median rent | $644 | $872 | $1,413 |
| Rent as a share of renters' income | 31.2% | 29.4% | 30.6% |
| Median year homes were built | 1980 | 1976 | 1980 |
| Vacant homes | 22.5% | 15.4% | 10.1% |
| Population | 10,983 | 1,778,373 | 334,922,499 |
What a typical home costs per month in Grant County
At this week's average 30-year rate of 7.11%, buying the median Grant County home of $175,100 with 20% down costs about $1,061 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,352, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $45,451 for the 20%-down payment. That payment is 20% of the median Grant County household income of $62,361; at that income and 20% down, the 28% guideline points to a home of about $240,000.
The median rent here is $644 a month, so owning the median home costs about $417 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $35,020 |
|---|---|
| Loan amount | $140,080 |
| Principal and interest | $942 |
| Property taxes (0.31% a year) | $45 |
| Homeowners insurance (our estimate, 0.5% a year) | $73 |
| PMI | $0 |
| Total per month | $1,061 |
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| Down payment | $6,128 |
|---|---|
| Loan amount | $171,928 |
| Principal and interest | $1,157 |
| Property taxes (0.31% a year) | $45 |
| Homeowners insurance (our estimate, 0.5% a year) | $73 |
| FHA mortgage insurance | $77 |
| Total per month | $1,352 |
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Questions about home buying in Grant County
What is the median home value in Grant County?
About $175,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Grant County?
Homeowners pay a median $540 a year, which is about 0.31% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Grant County?
For the median home with 20% down at 7.11%, the payment is about $1,061 a month. Keeping that under 28% of gross income takes about $45,451 a year.
More about Grant County
- Mortgage Refinance in Grant County
- Debt Relief in Grant County
- Home Equity Loans in Grant County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data