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Debt relief in Verdunville, West Virginia

The typical owner-occupied home in Verdunville is worth about $113,100, 30% below the West Virginia median of $162,600 and 66% below the national median of $332,700. The median household earns $56,178 a year, so the median home costs 2.0 times the median income (2.7 times for West Virginia). 73% of occupied homes here are lived in by their owners, and 12% of those owners still have a mortgage.

Verdunville at a glance

Verdunville West Virginia U.S.
Median home value $113,100 $162,600 $332,700
Median property tax paid per year – $865 $3,119
Median household income $56,178 $59,608 $80,734
Homes lived in by their owners 73% 75% 65%
Owner homes with a mortgage 12% 46% 61%
Median monthly costs, owners with a mortgage – $1,255 $1,963
Median rent – $872 $1,413
Median year homes were built 1995 1976 1980
Vacant homes 30.2% 15.4% 10.1%
People below the poverty line 26.0% 16.7% 12.5%
Population 396 1,778,373 334,922,499

Household budgets and debt in Verdunville

26.0% of residents live below the federal poverty line, compared with 16.7% in West Virginia.

If debts are getting hard to manage, the usual options, from mildest to most serious, are: a budget and a call to your lenders to ask for a hardship plan; a debt management plan through a nonprofit credit counselor, which can lower interest rates; a debt consolidation loan or, for homeowners, a cash-out refinance or home equity loan; debt settlement, where a company negotiates to pay less than you owe; and bankruptcy.

Under the Federal Trade Commission's rules, debt settlement companies can't charge a fee until they have settled at least one of your debts. Settling can hurt your credit and forgiven debt may be taxable, so compare it with credit counseling first. Time limits for collectors to sue differ by state and by type of debt; check with your state attorney general or a lawyer before relying on one.

Homeowners can sometimes pay off high-interest debt with their home's equity. With the median Verdunville home worth $113,100 and 88% of owners mortgage-free, many owners have equity to draw on, but it turns unsecured debt into debt secured by your home.

Questions about debt relief in Verdunville

What is the median home value in Verdunville?

About $113,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much of their income do Verdunville households spend on housing?

With a median household income of $56,178, owners with a mortgage spend a median 0.0% on housing and renters 0.0%.

More about Verdunville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data