The typical owner-occupied home in Maple Falls is worth about $614,600, 9% above the Washington median of $564,600 and 85% above the national median of $332,700. The median household earns $34,574 a year, so the median home costs 17.8 times the median income (5.8 times for Washington). 100% of occupied homes here are lived in by their owners, and 7% of those owners still have a mortgage.
Maple Falls at a glance
| Maple Falls | Washington | U.S. | |
|---|---|---|---|
| Median home value | $614,600 | $564,600 | $332,700 |
| Median property tax paid per year | – | $4,556 | $3,119 |
| Median household income | $34,574 | $98,141 | $80,734 |
| Homes lived in by their owners | 100% | 64% | 65% |
| Owner homes with a mortgage | 7% | 66% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,445 | $1,963 |
| Median rent | – | $1,760 | $1,413 |
| Median year homes were built | 1975 | 1985 | 1980 |
| Vacant homes | 33.8% | 7.3% | 10.1% |
| Population | 209 | 7,816,116 | 334,922,499 |
What a typical home costs per month in Maple Falls
At this week's average 30-year rate of 7.11%, buying the median Maple Falls home of $614,600 with 20% down costs about $4,127 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $5,151, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $176,873 for the 20%-down payment. That payment is 143% of the median Maple Falls household income of $34,574; at that income and 20% down, the 28% guideline points to a home of about $120,000.
| Down payment | $122,920 |
|---|---|
| Loan amount | $491,680 |
| Principal and interest | $3,308 |
| Property taxes (1.10% a year) | $563 |
| Homeowners insurance (our estimate, 0.5% a year) | $256 |
| PMI | $0 |
| Total per month | $4,127 |
Change the numbers in the calculator
| Down payment | $21,511 |
|---|---|
| Loan amount | $603,468 |
| Principal and interest | $4,060 |
| Property taxes (1.10% a year) | $563 |
| Homeowners insurance (our estimate, 0.5% a year) | $256 |
| FHA mortgage insurance | $272 |
| Total per month | $5,151 |
Change the numbers in the calculator
Questions about home buying in Maple Falls
What is the median home value in Maple Falls?
About $614,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Maple Falls?
For the median home with 20% down at 7.11%, the payment is about $4,127 a month. Keeping that under 28% of gross income takes about $176,873 a year.
More about Maple Falls
- Mortgage Refinance in Maple Falls
- Debt Relief in Maple Falls
- Home Equity Loans in Maple Falls
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data