Home / Home Buying by state / Washington / Whatcom County / Everson

Buying a home in Everson, Washington

The typical owner-occupied home in Everson is worth about $450,300, 20% below the Washington median of $564,600 and 35% above the national median of $332,700. Owners pay a median $3,786 a year in property taxes, about 0.84% of their home's value, close to the Washington rate of 0.81%. The median household earns $80,250 a year, so the median home costs 5.6 times the median income (5.8 times for Washington). 63% of occupied homes here are lived in by their owners, and 65% of those owners still have a mortgage.

Everson at a glance

Everson Washington U.S.
Median home value $450,300 $564,600 $332,700
Median property tax paid per year $3,786 $4,556 $3,119
Property tax as a share of value 0.84% 0.81% 0.94%
Median household income $80,250 $98,141 $80,734
Homes lived in by their owners 63% 64% 65%
Owner homes with a mortgage 65% 66% 61%
Median monthly costs, owners with a mortgage $2,011 $2,445 $1,963
Those costs as a share of the owners' income 25.9% 22.2% 21.0%
Median rent $1,294 $1,760 $1,413
Rent as a share of renters' income 30.9% 30.0% 30.6%
Median year homes were built 1987 1985 1980
Vacant homes 8.0% 7.3% 10.1%
Population 3,040 7,816,116 334,922,499

What a typical home costs per month in Everson

At this week's average 30-year rate of 7.11%, buying the median Everson home of $450,300 with 20% down costs about $2,926 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,676, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $125,409 for the 20%-down payment. That payment is 44% of the median Everson household income of $80,250; at that income and 20% down, the 28% guideline points to a home of about $288,000.

The median rent here is $1,294 a month, so owning the median home costs about $1,632 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$90,060
Loan amount$360,240
Principal and interest$2,423
Property taxes (0.84% a year)$315
Homeowners insurance (our estimate, 0.5% a year)$188
PMI$0
Total per month$2,926

Change the numbers in the calculator

3.5% down, 30-year FHA loan
Down payment$15,760
Loan amount$442,144
Principal and interest$2,974
Property taxes (0.84% a year)$315
Homeowners insurance (our estimate, 0.5% a year)$188
FHA mortgage insurance$199
Total per month$3,676

Change the numbers in the calculator

Questions about home buying in Everson

What is the median home value in Everson?

About $450,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Everson?

Homeowners pay a median $3,786 a year, which is about 0.84% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Everson?

For the median home with 20% down at 7.11%, the payment is about $2,926 a month. Keeping that under 28% of gross income takes about $125,409 a year.

More about Everson

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data