The typical owner-occupied home in Clark County is worth about $522,900, 7% below the Washington median of $564,600 and 57% above the national median of $332,700. Owners pay a median $4,290 a year in property taxes, about 0.82% of their home's value, close to the Washington rate of 0.81%. The median household earns $97,536 a year, so the median home costs 5.4 times the median income (5.8 times for Washington). 66% of occupied homes here are lived in by their owners, and 69% of those owners still have a mortgage.
Clark County at a glance
| Clark County | Washington | U.S. | |
|---|---|---|---|
| Median home value | $522,900 | $564,600 | $332,700 |
| Median property tax paid per year | $4,290 | $4,556 | $3,119 |
| Property tax as a share of value | 0.82% | 0.81% | 0.94% |
| Median household income | $97,536 | $98,141 | $80,734 |
| Homes lived in by their owners | 66% | 64% | 65% |
| Owner homes with a mortgage | 69% | 66% | 61% |
| Median monthly costs, owners with a mortgage | $2,250 | $2,445 | $1,963 |
| Those costs as a share of the owners' income | 21.8% | 22.2% | 21.0% |
| Median rent | $1,748 | $1,760 | $1,413 |
| Rent as a share of renters' income | 30.3% | 30.0% | 30.6% |
| Median year homes were built | 1993 | 1985 | 1980 |
| Vacant homes | 4.1% | 7.3% | 10.1% |
| Population | 516,959 | 7,816,116 | 334,922,499 |
What a typical home costs per month in Clark County
At this week's average 30-year rate of 7.11%, buying the median Clark County home of $522,900 with 20% down costs about $3,389 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,260, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $145,254 for the 20%-down payment. That payment is 42% of the median Clark County household income of $97,536; at that income and 20% down, the 28% guideline points to a home of about $351,000.
The median rent here is $1,748 a month, so owning the median home costs about $1,641 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $104,580 |
|---|---|
| Loan amount | $418,320 |
| Principal and interest | $2,814 |
| Property taxes (0.82% a year) | $357 |
| Homeowners insurance (our estimate, 0.5% a year) | $218 |
| PMI | $0 |
| Total per month | $3,389 |
Change the numbers in the calculator
| Down payment | $18,302 |
|---|---|
| Loan amount | $513,429 |
| Principal and interest | $3,454 |
| Property taxes (0.82% a year) | $357 |
| Homeowners insurance (our estimate, 0.5% a year) | $218 |
| FHA mortgage insurance | $231 |
| Total per month | $4,260 |
Change the numbers in the calculator
Questions about home buying in Clark County
What is the median home value in Clark County?
About $522,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Clark County?
Homeowners pay a median $4,290 a year, which is about 0.82% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Clark County?
For the median home with 20% down at 7.11%, the payment is about $3,389 a month. Keeping that under 28% of gross income takes about $145,254 a year.
More about Clark County
- Mortgage Refinance in Clark County
- Debt Relief in Clark County
- Home Equity Loans in Clark County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data