The typical owner-occupied home in Lewis County is worth about $385,800, 32% below the Washington median of $564,600 and 16% above the national median of $332,700. Owners pay a median $2,581 a year in property taxes, about 0.67% of their home's value, lower than the Washington rate of 0.81%. The median household earns $74,796 a year, so the median home costs 5.2 times the median income (5.8 times for Washington). 76% of occupied homes here are lived in by their owners, and 59% of those owners still have a mortgage.
Lewis County at a glance
| Lewis County | Washington | U.S. | |
|---|---|---|---|
| Median home value | $385,800 | $564,600 | $332,700 |
| Median property tax paid per year | $2,581 | $4,556 | $3,119 |
| Property tax as a share of value | 0.67% | 0.81% | 0.94% |
| Median household income | $74,796 | $98,141 | $80,734 |
| Homes lived in by their owners | 76% | 64% | 65% |
| Owner homes with a mortgage | 59% | 66% | 61% |
| Median monthly costs, owners with a mortgage | $1,886 | $2,445 | $1,963 |
| Those costs as a share of the owners' income | 22.3% | 22.2% | 21.0% |
| Median rent | $1,097 | $1,760 | $1,413 |
| Rent as a share of renters' income | 30.1% | 30.0% | 30.6% |
| Median year homes were built | 1980 | 1985 | 1980 |
| Vacant homes | 9.8% | 7.3% | 10.1% |
| Population | 85,154 | 7,816,116 | 334,922,499 |
What a typical home costs per month in Lewis County
At this week's average 30-year rate of 7.11%, buying the median Lewis County home of $385,800 with 20% down costs about $2,452 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,095, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $105,103 for the 20%-down payment. That payment is 39% of the median Lewis County household income of $74,796; at that income and 20% down, the 28% guideline points to a home of about $275,000.
The median rent here is $1,097 a month, so owning the median home costs about $1,355 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $77,160 |
|---|---|
| Loan amount | $308,640 |
| Principal and interest | $2,076 |
| Property taxes (0.67% a year) | $215 |
| Homeowners insurance (our estimate, 0.5% a year) | $161 |
| PMI | $0 |
| Total per month | $2,452 |
Change the numbers in the calculator
| Down payment | $13,503 |
|---|---|
| Loan amount | $378,812 |
| Principal and interest | $2,548 |
| Property taxes (0.67% a year) | $215 |
| Homeowners insurance (our estimate, 0.5% a year) | $161 |
| FHA mortgage insurance | $171 |
| Total per month | $3,095 |
Change the numbers in the calculator
Questions about home buying in Lewis County
What is the median home value in Lewis County?
About $385,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Lewis County?
Homeowners pay a median $2,581 a year, which is about 0.67% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Lewis County?
For the median home with 20% down at 7.11%, the payment is about $2,452 a month. Keeping that under 28% of gross income takes about $105,103 a year.
More about Lewis County
- Mortgage Refinance in Lewis County
- Debt Relief in Lewis County
- Home Equity Loans in Lewis County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data