The typical owner-occupied home in Custer is worth about $527,600, 7% below the Washington median of $564,600 and 59% above the national median of $332,700. Owners pay a median $2,699 a year in property taxes, about 0.51% of their home's value, lower than the Washington rate of 0.81%. The median household earns $93,598 a year, so the median home costs 5.6 times the median income (5.8 times for Washington). 100% of occupied homes here are lived in by their owners, and 59% of those owners still have a mortgage.
Custer at a glance
| Custer | Washington | U.S. | |
|---|---|---|---|
| Median home value | $527,600 | $564,600 | $332,700 |
| Median property tax paid per year | $2,699 | $4,556 | $3,119 |
| Property tax as a share of value | 0.51% | 0.81% | 0.94% |
| Median household income | $93,598 | $98,141 | $80,734 |
| Homes lived in by their owners | 100% | 64% | 65% |
| Owner homes with a mortgage | 59% | 66% | 61% |
| Median monthly costs, owners with a mortgage | $1,683 | $2,445 | $1,963 |
| Those costs as a share of the owners' income | 20.8% | 22.2% | 21.0% |
| Median rent | – | $1,760 | $1,413 |
| Median year homes were built | 1980 | 1985 | 1980 |
| Vacant homes | 0.0% | 7.3% | 10.1% |
| Population | 477 | 7,816,116 | 334,922,499 |
What a typical home costs per month in Custer
At this week's average 30-year rate of 7.11%, buying the median Custer home of $527,600 with 20% down costs about $3,283 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,162, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $140,718 for the 20%-down payment. That payment is 42% of the median Custer household income of $93,598; at that income and 20% down, the 28% guideline points to a home of about $351,000.
| Down payment | $105,520 |
|---|---|
| Loan amount | $422,080 |
| Principal and interest | $2,839 |
| Property taxes (0.51% a year) | $224 |
| Homeowners insurance (our estimate, 0.5% a year) | $220 |
| PMI | $0 |
| Total per month | $3,283 |
Change the numbers in the calculator
| Down payment | $18,466 |
|---|---|
| Loan amount | $518,044 |
| Principal and interest | $3,485 |
| Property taxes (0.51% a year) | $224 |
| Homeowners insurance (our estimate, 0.5% a year) | $220 |
| FHA mortgage insurance | $233 |
| Total per month | $4,162 |
Change the numbers in the calculator
Questions about home buying in Custer
What is the median home value in Custer?
About $527,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Custer?
Homeowners pay a median $2,699 a year, which is about 0.51% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Custer?
For the median home with 20% down at 7.11%, the payment is about $3,283 a month. Keeping that under 28% of gross income takes about $140,718 a year.
More about Custer
- Mortgage Refinance in Custer
- Debt Relief in Custer
- Home Equity Loans in Custer
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data