The typical owner-occupied home in Lynden is worth about $596,600, 6% above the Washington median of $564,600 and 79% above the national median of $332,700. Owners pay a median $3,756 a year in property taxes, about 0.63% of their home's value, lower than the Washington rate of 0.81%. The median household earns $103,233 a year, so the median home costs 5.8 times the median income (5.8 times for Washington). 66% of occupied homes here are lived in by their owners, and 68% of those owners still have a mortgage.
Lynden at a glance
| Lynden | Washington | U.S. | |
|---|---|---|---|
| Median home value | $596,600 | $564,600 | $332,700 |
| Median property tax paid per year | $3,756 | $4,556 | $3,119 |
| Property tax as a share of value | 0.63% | 0.81% | 0.94% |
| Median household income | $103,233 | $98,141 | $80,734 |
| Homes lived in by their owners | 66% | 64% | 65% |
| Owner homes with a mortgage | 68% | 66% | 61% |
| Median monthly costs, owners with a mortgage | $2,490 | $2,445 | $1,963 |
| Those costs as a share of the owners' income | 22.4% | 22.2% | 21.0% |
| Median rent | $1,707 | $1,760 | $1,413 |
| Rent as a share of renters' income | 30.2% | 30.0% | 30.6% |
| Median year homes were built | 1997 | 1985 | 1980 |
| Vacant homes | 3.1% | 7.3% | 10.1% |
| Population | 16,234 | 7,816,116 | 334,922,499 |
What a typical home costs per month in Lynden
At this week's average 30-year rate of 7.11%, buying the median Lynden home of $596,600 with 20% down costs about $3,772 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,766, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $161,678 for the 20%-down payment. That payment is 44% of the median Lynden household income of $103,233; at that income and 20% down, the 28% guideline points to a home of about $381,000.
The median rent here is $1,707 a month, so owning the median home costs about $2,065 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $119,320 |
|---|---|
| Loan amount | $477,280 |
| Principal and interest | $3,211 |
| Property taxes (0.63% a year) | $313 |
| Homeowners insurance (our estimate, 0.5% a year) | $249 |
| PMI | $0 |
| Total per month | $3,772 |
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| Down payment | $20,881 |
|---|---|
| Loan amount | $585,794 |
| Principal and interest | $3,941 |
| Property taxes (0.63% a year) | $313 |
| Homeowners insurance (our estimate, 0.5% a year) | $249 |
| FHA mortgage insurance | $264 |
| Total per month | $4,766 |
Change the numbers in the calculator
Questions about home buying in Lynden
What is the median home value in Lynden?
About $596,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Lynden?
Homeowners pay a median $3,756 a year, which is about 0.63% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Lynden?
For the median home with 20% down at 7.11%, the payment is about $3,772 a month. Keeping that under 28% of gross income takes about $161,678 a year.
More about Lynden
- Mortgage Refinance in Lynden
- Debt Relief in Lynden
- Home Equity Loans in Lynden
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data