The typical owner-occupied home in Blaine is worth about $549,600, 3% below the Washington median of $564,600 and 65% above the national median of $332,700. Owners pay a median $3,790 a year in property taxes, about 0.69% of their home's value, lower than the Washington rate of 0.81%. The median household earns $84,030 a year, so the median home costs 6.5 times the median income (5.8 times for Washington). 71% of occupied homes here are lived in by their owners, and 72% of those owners still have a mortgage.
Blaine at a glance
| Blaine | Washington | U.S. | |
|---|---|---|---|
| Median home value | $549,600 | $564,600 | $332,700 |
| Median property tax paid per year | $3,790 | $4,556 | $3,119 |
| Property tax as a share of value | 0.69% | 0.81% | 0.94% |
| Median household income | $84,030 | $98,141 | $80,734 |
| Homes lived in by their owners | 71% | 64% | 65% |
| Owner homes with a mortgage | 72% | 66% | 61% |
| Median monthly costs, owners with a mortgage | $2,076 | $2,445 | $1,963 |
| Those costs as a share of the owners' income | 28.3% | 22.2% | 21.0% |
| Median rent | $1,450 | $1,760 | $1,413 |
| Rent as a share of renters' income | 27.9% | 30.0% | 30.6% |
| Median year homes were built | 1994 | 1985 | 1980 |
| Vacant homes | 9.1% | 7.3% | 10.1% |
| Population | 6,100 | 7,816,116 | 334,922,499 |
What a typical home costs per month in Blaine
At this week's average 30-year rate of 7.11%, buying the median Blaine home of $549,600 with 20% down costs about $3,503 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,418, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $150,119 for the 20%-down payment. That payment is 50% of the median Blaine household income of $84,030; at that income and 20% down, the 28% guideline points to a home of about $308,000.
The median rent here is $1,450 a month, so owning the median home costs about $2,053 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $109,920 |
|---|---|
| Loan amount | $439,680 |
| Principal and interest | $2,958 |
| Property taxes (0.69% a year) | $316 |
| Homeowners insurance (our estimate, 0.5% a year) | $229 |
| PMI | $0 |
| Total per month | $3,503 |
Change the numbers in the calculator
| Down payment | $19,236 |
|---|---|
| Loan amount | $539,645 |
| Principal and interest | $3,630 |
| Property taxes (0.69% a year) | $316 |
| Homeowners insurance (our estimate, 0.5% a year) | $229 |
| FHA mortgage insurance | $243 |
| Total per month | $4,418 |
Change the numbers in the calculator
Questions about home buying in Blaine
What is the median home value in Blaine?
About $549,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Blaine?
Homeowners pay a median $3,790 a year, which is about 0.69% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Blaine?
For the median home with 20% down at 7.11%, the payment is about $3,503 a month. Keeping that under 28% of gross income takes about $150,119 a year.
More about Blaine
- Mortgage Refinance in Blaine
- Debt Relief in Blaine
- Home Equity Loans in Blaine
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data