The typical owner-occupied home in Crystal City is worth about $109,100, 62% below the Texas median of $283,800 and 67% below the national median of $332,700. Owners pay a median $1,701 a year in property taxes, about 1.56% of their home's value, close to the Texas rate of 1.49%. The median household earns $36,328 a year, so the median home costs 3.0 times the median income (3.6 times for Texas). 63% of occupied homes here are lived in by their owners, and 44% of those owners still have a mortgage.
Crystal City at a glance
| Crystal City | Texas | U.S. | |
|---|---|---|---|
| Median home value | $109,100 | $283,800 | $332,700 |
| Median property tax paid per year | $1,701 | $4,232 | $3,119 |
| Property tax as a share of value | 1.56% | 1.49% | 0.94% |
| Median household income | $36,328 | $78,476 | $80,734 |
| Homes lived in by their owners | 63% | 63% | 65% |
| Owner homes with a mortgage | 44% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,350 | $2,106 | $1,963 |
| Those costs as a share of the owners' income | 41.6% | 21.7% | 21.0% |
| Median rent | $518 | $1,403 | $1,413 |
| Rent as a share of renters' income | 24.5% | 30.9% | 30.6% |
| Median year homes were built | 1973 | 1992 | 1980 |
| Vacant homes | 13.4% | 9.4% | 10.1% |
| Population | 6,159 | 30,188,424 | 334,922,499 |
What a typical home costs per month in Crystal City
At this week's average 30-year rate of 7.11%, buying the median Crystal City home of $109,100 with 20% down costs about $774 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $956, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $33,190 for the 20%-down payment. That payment is 26% of the median Crystal City household income of $36,328; at that income and 20% down, the 28% guideline points to a home of about $119,000.
The median rent here is $518 a month, so owning the median home costs about $256 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $21,820 |
|---|---|
| Loan amount | $87,280 |
| Principal and interest | $587 |
| Property taxes (1.56% a year) | $142 |
| Homeowners insurance (our estimate, 0.5% a year) | $45 |
| PMI | $0 |
| Total per month | $774 |
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| Down payment | $3,818 |
|---|---|
| Loan amount | $107,124 |
| Principal and interest | $721 |
| Property taxes (1.56% a year) | $142 |
| Homeowners insurance (our estimate, 0.5% a year) | $45 |
| FHA mortgage insurance | $48 |
| Total per month | $956 |
Change the numbers in the calculator
Questions about home buying in Crystal City
What is the median home value in Crystal City?
About $109,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Crystal City?
Homeowners pay a median $1,701 a year, which is about 1.56% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Crystal City?
For the median home with 20% down at 7.11%, the payment is about $774 a month. Keeping that under 28% of gross income takes about $33,190 a year.
More about Crystal City
- Mortgage Refinance in Crystal City
- Debt Relief in Crystal City
- Home Equity Loans in Crystal City
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data