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Buying a home in Batesville, Texas

The typical owner-occupied home in Batesville is worth about $73,400, 74% below the Texas median of $283,800 and 78% below the national median of $332,700. Owners pay a median $1,136 a year in property taxes, about 1.55% of their home's value, close to the Texas rate of 1.49%. The median household earns $28,140 a year, so the median home costs 2.6 times the median income (3.6 times for Texas). 72% of occupied homes here are lived in by their owners, and 29% of those owners still have a mortgage.

Batesville at a glance

Batesville Texas U.S.
Median home value $73,400 $283,800 $332,700
Median property tax paid per year $1,136 $4,232 $3,119
Property tax as a share of value 1.55% 1.49% 0.94%
Median household income $28,140 $78,476 $80,734
Homes lived in by their owners 72% 63% 65%
Owner homes with a mortgage 29% 56% 61%
Median monthly costs, owners with a mortgage – $2,106 $1,963
Median rent – $1,403 $1,413
Median year homes were built 1981 1992 1980
Vacant homes 16.1% 9.4% 10.1%
Population 994 30,188,424 334,922,499

What a typical home costs per month in Batesville

At this week's average 30-year rate of 7.11%, buying the median Batesville home of $73,400 with 20% down costs about $520 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $643, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $22,303 for the 20%-down payment. That payment is 22% of the median Batesville household income of $28,140; at that income and 20% down, the 28% guideline points to a home of about $93,000.

20% down, 30-year conventional loan
Down payment$14,680
Loan amount$58,720
Principal and interest$395
Property taxes (1.55% a year)$95
Homeowners insurance (our estimate, 0.5% a year)$31
PMI$0
Total per month$520

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3.5% down, 30-year FHA loan
Down payment$2,569
Loan amount$72,071
Principal and interest$485
Property taxes (1.55% a year)$95
Homeowners insurance (our estimate, 0.5% a year)$31
FHA mortgage insurance$32
Total per month$643

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Questions about home buying in Batesville

What is the median home value in Batesville?

About $73,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Batesville?

Homeowners pay a median $1,136 a year, which is about 1.55% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Batesville?

For the median home with 20% down at 7.11%, the payment is about $520 a month. Keeping that under 28% of gross income takes about $22,303 a year.

More about Batesville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data