Home / Home Buying by state / Texas / Ward County / Pyote

Buying a home in Pyote, Texas

The typical owner-occupied home in Pyote is worth about $257,100, 9% below the Texas median of $283,800 and 23% below the national median of $332,700. Owners pay a median $1,145 a year in property taxes, about 0.45% of their home's value, lower than the Texas rate of 1.49%. 76% of occupied homes here are lived in by their owners, and 37% of those owners still have a mortgage.

Pyote at a glance

Pyote Texas U.S.
Median home value $257,100 $283,800 $332,700
Median property tax paid per year $1,145 $4,232 $3,119
Property tax as a share of value 0.45% 1.49% 0.94%
Median household income – $78,476 $80,734
Homes lived in by their owners 76% 63% 65%
Owner homes with a mortgage 37% 56% 61%
Median monthly costs, owners with a mortgage – $2,106 $1,963
Median rent – $1,403 $1,413
Median year homes were built 1962 1992 1980
Vacant homes 5.7% 9.4% 10.1%
Population 115 30,188,424 334,922,499

What a typical home costs per month in Pyote

At this week's average 30-year rate of 7.11%, buying the median Pyote home of $257,100 with 20% down costs about $1,587 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,015, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $68,021 for the 20%-down payment.

20% down, 30-year conventional loan
Down payment$51,420
Loan amount$205,680
Principal and interest$1,384
Property taxes (0.45% a year)$96
Homeowners insurance (our estimate, 0.5% a year)$107
PMI$0
Total per month$1,587

Change the numbers in the calculator

3.5% down, 30-year FHA loan
Down payment$8,998
Loan amount$252,443
Principal and interest$1,698
Property taxes (0.45% a year)$96
Homeowners insurance (our estimate, 0.5% a year)$107
FHA mortgage insurance$114
Total per month$2,015

Change the numbers in the calculator

Questions about home buying in Pyote

What is the median home value in Pyote?

About $257,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Pyote?

Homeowners pay a median $1,145 a year, which is about 0.45% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Pyote?

For the median home with 20% down at 7.11%, the payment is about $1,587 a month. Keeping that under 28% of gross income takes about $68,021 a year.

More about Pyote

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data