The typical owner-occupied home in Barstow is worth about $180,800, 36% below the Texas median of $283,800 and 46% below the national median of $332,700. 95% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.
Barstow at a glance
| Barstow | Texas | U.S. | |
|---|---|---|---|
| Median home value | $180,800 | $283,800 | $332,700 |
| Median property tax paid per year | – | $4,232 | $3,119 |
| Median household income | – | $78,476 | $80,734 |
| Homes lived in by their owners | 95% | 63% | 65% |
| Owner homes with a mortgage | 0% | 56% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,106 | $1,963 |
| Median rent | – | $1,403 | $1,413 |
| Median year homes were built | 1949 | 1992 | 1980 |
| Vacant homes | 37.8% | 9.4% | 10.1% |
| Population | 198 | 30,188,424 | 334,922,499 |
What a typical home costs per month in Barstow
At this week's average 30-year rate of 7.11%, buying the median Barstow home of $180,800 with 20% down costs about $1,214 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,515, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $52,032 for the 20%-down payment.
| Down payment | $36,160 |
|---|---|
| Loan amount | $144,640 |
| Principal and interest | $973 |
| Property taxes (1.10% a year) | $166 |
| Homeowners insurance (our estimate, 0.5% a year) | $75 |
| PMI | $0 |
| Total per month | $1,214 |
Change the numbers in the calculator
| Down payment | $6,328 |
|---|---|
| Loan amount | $177,525 |
| Principal and interest | $1,194 |
| Property taxes (1.10% a year) | $166 |
| Homeowners insurance (our estimate, 0.5% a year) | $75 |
| FHA mortgage insurance | $80 |
| Total per month | $1,515 |
Change the numbers in the calculator
Questions about home buying in Barstow
What is the median home value in Barstow?
About $180,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Barstow?
For the median home with 20% down at 7.11%, the payment is about $1,214 a month. Keeping that under 28% of gross income takes about $52,032 a year.
More about Barstow
- Mortgage Refinance in Barstow
- Debt Relief in Barstow
- Home Equity Loans in Barstow
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data