The typical owner-occupied home in Maypearl is worth about $335,300, 18% above the Texas median of $283,800 and about the same as the national median of $332,700. Owners pay a median $4,167 a year in property taxes, about 1.24% of their home's value, lower than the Texas rate of 1.49%. The median household earns $69,550 a year, so the median home costs 4.8 times the median income (3.6 times for Texas). 54% of occupied homes here are lived in by their owners, and 57% of those owners still have a mortgage.
Maypearl at a glance
| Maypearl | Texas | U.S. | |
|---|---|---|---|
| Median home value | $335,300 | $283,800 | $332,700 |
| Median property tax paid per year | $4,167 | $4,232 | $3,119 |
| Property tax as a share of value | 1.24% | 1.49% | 0.94% |
| Median household income | $69,550 | $78,476 | $80,734 |
| Homes lived in by their owners | 54% | 63% | 65% |
| Owner homes with a mortgage | 57% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,896 | $2,106 | $1,963 |
| Those costs as a share of the owners' income | 32.0% | 21.7% | 21.0% |
| Median rent | $1,570 | $1,403 | $1,413 |
| Rent as a share of renters' income | 25.4% | 30.9% | 30.6% |
| Median year homes were built | 1983 | 1992 | 1980 |
| Vacant homes | 5.5% | 9.4% | 10.1% |
| Population | 907 | 30,188,424 | 334,922,499 |
What a typical home costs per month in Maypearl
At this week's average 30-year rate of 7.11%, buying the median Maypearl home of $335,300 with 20% down costs about $2,291 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,849, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $98,171 for the 20%-down payment. That payment is 40% of the median Maypearl household income of $69,550; at that income and 20% down, the 28% guideline points to a home of about $238,000.
The median rent here is $1,570 a month, so owning the median home costs about $721 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $67,060 |
|---|---|
| Loan amount | $268,240 |
| Principal and interest | $1,804 |
| Property taxes (1.24% a year) | $346 |
| Homeowners insurance (our estimate, 0.5% a year) | $140 |
| PMI | $0 |
| Total per month | $2,291 |
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| Down payment | $11,736 |
|---|---|
| Loan amount | $329,227 |
| Principal and interest | $2,215 |
| Property taxes (1.24% a year) | $346 |
| Homeowners insurance (our estimate, 0.5% a year) | $140 |
| FHA mortgage insurance | $148 |
| Total per month | $2,849 |
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Questions about home buying in Maypearl
What is the median home value in Maypearl?
About $335,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Maypearl?
Homeowners pay a median $4,167 a year, which is about 1.24% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Maypearl?
For the median home with 20% down at 7.11%, the payment is about $2,291 a month. Keeping that under 28% of gross income takes about $98,171 a year.
More about Maypearl
- Mortgage Refinance in Maypearl
- Debt Relief in Maypearl
- Home Equity Loans in Maypearl
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data