The typical owner-occupied home in Pettus is worth about $150,700, 47% below the Texas median of $283,800 and 55% below the national median of $332,700. The median household earns $70,654 a year, so the median home costs 2.1 times the median income (3.6 times for Texas). 60% of occupied homes here are lived in by their owners, and 21% of those owners still have a mortgage.
Pettus at a glance
| Pettus | Texas | U.S. | |
|---|---|---|---|
| Median home value | $150,700 | $283,800 | $332,700 |
| Median property tax paid per year | – | $4,232 | $3,119 |
| Median household income | $70,654 | $78,476 | $80,734 |
| Homes lived in by their owners | 60% | 63% | 65% |
| Owner homes with a mortgage | 21% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,135 | $2,106 | $1,963 |
| Those costs as a share of the owners' income | 18.0% | 21.7% | 21.0% |
| Median rent | – | $1,403 | $1,413 |
| Median year homes were built | 1964 | 1992 | 1980 |
| Vacant homes | 24.8% | 9.4% | 10.1% |
| Population | 602 | 30,188,424 | 334,922,499 |
What a typical home costs per month in Pettus
At this week's average 30-year rate of 7.11%, buying the median Pettus home of $150,700 with 20% down costs about $1,012 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,263, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $43,369 for the 20%-down payment. That payment is 17% of the median Pettus household income of $70,654; at that income and 20% down, the 28% guideline points to a home of about $246,000.
| Down payment | $30,140 |
|---|---|
| Loan amount | $120,560 |
| Principal and interest | $811 |
| Property taxes (1.10% a year) | $138 |
| Homeowners insurance (our estimate, 0.5% a year) | $63 |
| PMI | $0 |
| Total per month | $1,012 |
Change the numbers in the calculator
| Down payment | $5,274 |
|---|---|
| Loan amount | $147,970 |
| Principal and interest | $995 |
| Property taxes (1.10% a year) | $138 |
| Homeowners insurance (our estimate, 0.5% a year) | $63 |
| FHA mortgage insurance | $67 |
| Total per month | $1,263 |
Change the numbers in the calculator
Questions about home buying in Pettus
What is the median home value in Pettus?
About $150,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Pettus?
For the median home with 20% down at 7.11%, the payment is about $1,012 a month. Keeping that under 28% of gross income takes about $43,369 a year.
More about Pettus
- Mortgage Refinance in Pettus
- Debt Relief in Pettus
- Home Equity Loans in Pettus
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data