The typical owner-occupied home in Pawnee is worth about $216,000, 24% below the Texas median of $283,800 and 35% below the national median of $332,700. Owners pay a median $1,234 a year in property taxes, about 0.57% of their home's value, lower than the Texas rate of 1.49%. The median household earns $47,000 a year, so the median home costs 4.6 times the median income (3.6 times for Texas). 100% of occupied homes here are lived in by their owners, and 21% of those owners still have a mortgage.
Pawnee at a glance
| Pawnee | Texas | U.S. | |
|---|---|---|---|
| Median home value | $216,000 | $283,800 | $332,700 |
| Median property tax paid per year | $1,234 | $4,232 | $3,119 |
| Property tax as a share of value | 0.57% | 1.49% | 0.94% |
| Median household income | $47,000 | $78,476 | $80,734 |
| Homes lived in by their owners | 100% | 63% | 65% |
| Owner homes with a mortgage | 21% | 56% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,106 | $1,963 |
| Median rent | – | $1,403 | $1,413 |
| Median year homes were built | 1975 | 1992 | 1980 |
| Vacant homes | 10.5% | 9.4% | 10.1% |
| Population | 81 | 30,188,424 | 334,922,499 |
What a typical home costs per month in Pawnee
At this week's average 30-year rate of 7.11%, buying the median Pawnee home of $216,000 with 20% down costs about $1,355 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,715, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $58,073 for the 20%-down payment. That payment is 35% of the median Pawnee household income of $47,000; at that income and 20% down, the 28% guideline points to a home of about $175,000.
| Down payment | $43,200 |
|---|---|
| Loan amount | $172,800 |
| Principal and interest | $1,162 |
| Property taxes (0.57% a year) | $103 |
| Homeowners insurance (our estimate, 0.5% a year) | $90 |
| PMI | $0 |
| Total per month | $1,355 |
Change the numbers in the calculator
| Down payment | $7,560 |
|---|---|
| Loan amount | $212,088 |
| Principal and interest | $1,427 |
| Property taxes (0.57% a year) | $103 |
| Homeowners insurance (our estimate, 0.5% a year) | $90 |
| FHA mortgage insurance | $96 |
| Total per month | $1,715 |
Change the numbers in the calculator
Questions about home buying in Pawnee
What is the median home value in Pawnee?
About $216,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Pawnee?
Homeowners pay a median $1,234 a year, which is about 0.57% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Pawnee?
For the median home with 20% down at 7.11%, the payment is about $1,355 a month. Keeping that under 28% of gross income takes about $58,073 a year.
More about Pawnee
- Mortgage Refinance in Pawnee
- Debt Relief in Pawnee
- Home Equity Loans in Pawnee
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data