Home / Home Buying by state / Pennsylvania / Westmoreland County / Grapeville

Buying a home in Grapeville, Pennsylvania

The typical owner-occupied home in Grapeville is worth about $104,800, 59% below the Pennsylvania median of $254,500 and 69% below the national median of $332,700. Owners pay a median $1,274 a year in property taxes, about 1.22% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $62,000 a year, so the median home costs 1.7 times the median income (3.3 times for Pennsylvania). 84% of occupied homes here are lived in by their owners, and 54% of those owners still have a mortgage.

Grapeville at a glance

Grapeville Pennsylvania U.S.
Median home value $104,800 $254,500 $332,700
Median property tax paid per year $1,274 $3,311 $3,119
Property tax as a share of value 1.22% 1.30% 0.94%
Median household income $62,000 $77,971 $80,734
Homes lived in by their owners 84% 69% 65%
Owner homes with a mortgage 54% 58% 61%
Median monthly costs, owners with a mortgage $1,173 $1,762 $1,963
Those costs as a share of the owners' income 26.6% 19.4% 21.0%
Median rent – $1,209 $1,413
Median year homes were built 1949 1965 1980
Vacant homes 22.9% 9.2% 10.1%
Population 421 13,018,639 334,922,499

What a typical home costs per month in Grapeville

At this week's average 30-year rate of 7.11%, buying the median Grapeville home of $104,800 with 20% down costs about $714 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $889, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $30,609 for the 20%-down payment. That payment is 14% of the median Grapeville household income of $62,000; at that income and 20% down, the 28% guideline points to a home of about $212,000.

20% down, 30-year conventional loan
Down payment$20,960
Loan amount$83,840
Principal and interest$564
Property taxes (1.22% a year)$107
Homeowners insurance (our estimate, 0.5% a year)$44
PMI$0
Total per month$714

Change the numbers in the calculator

3.5% down, 30-year FHA loan
Down payment$3,668
Loan amount$102,902
Principal and interest$692
Property taxes (1.22% a year)$107
Homeowners insurance (our estimate, 0.5% a year)$44
FHA mortgage insurance$46
Total per month$889

Change the numbers in the calculator

Questions about home buying in Grapeville

What is the median home value in Grapeville?

About $104,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Grapeville?

Homeowners pay a median $1,274 a year, which is about 1.22% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Grapeville?

For the median home with 20% down at 7.11%, the payment is about $714 a month. Keeping that under 28% of gross income takes about $30,609 a year.

More about Grapeville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data