The typical owner-occupied home in Belle Vernon is worth about $138,400, 46% below the Pennsylvania median of $254,500 and 58% below the national median of $332,700. Owners pay a median $1,750 a year in property taxes, about 1.26% of their home's value, close to the Pennsylvania rate of 1.30%. The median household earns $41,154 a year, so the median home costs 3.4 times the median income (3.3 times for Pennsylvania). 36% of occupied homes here are lived in by their owners, and 40% of those owners still have a mortgage.
Belle Vernon at a glance
| Belle Vernon | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $138,400 | $254,500 | $332,700 |
| Median property tax paid per year | $1,750 | $3,311 | $3,119 |
| Property tax as a share of value | 1.26% | 1.30% | 0.94% |
| Median household income | $41,154 | $77,971 | $80,734 |
| Homes lived in by their owners | 36% | 69% | 65% |
| Owner homes with a mortgage | 40% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,029 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 17.2% | 19.4% | 21.0% |
| Median rent | $711 | $1,209 | $1,413 |
| Rent as a share of renters' income | 25.5% | 29.2% | 30.6% |
| Median year homes were built | 1956 | 1965 | 1980 |
| Vacant homes | 17.1% | 9.2% | 10.1% |
| Population | 923 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Belle Vernon
At this week's average 30-year rate of 7.11%, buying the median Belle Vernon home of $138,400 with 20% down costs about $948 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,178, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $40,620 for the 20%-down payment. That payment is 28% of the median Belle Vernon household income of $41,154; at that income and 20% down, the 28% guideline points to a home of about $140,000.
The median rent here is $711 a month, so owning the median home costs about $237 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $27,680 |
|---|---|
| Loan amount | $110,720 |
| Principal and interest | $745 |
| Property taxes (1.26% a year) | $145 |
| Homeowners insurance (our estimate, 0.5% a year) | $58 |
| PMI | $0 |
| Total per month | $948 |
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| Down payment | $4,844 |
|---|---|
| Loan amount | $135,893 |
| Principal and interest | $914 |
| Property taxes (1.26% a year) | $145 |
| Homeowners insurance (our estimate, 0.5% a year) | $58 |
| FHA mortgage insurance | $61 |
| Total per month | $1,178 |
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Questions about home buying in Belle Vernon
What is the median home value in Belle Vernon?
About $138,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Belle Vernon?
Homeowners pay a median $1,750 a year, which is about 1.26% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Belle Vernon?
For the median home with 20% down at 7.11%, the payment is about $948 a month. Keeping that under 28% of gross income takes about $40,620 a year.
More about Belle Vernon
- Mortgage Refinance in Belle Vernon
- Debt Relief in Belle Vernon
- Home Equity Loans in Belle Vernon
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data