The typical owner-occupied home in Delmont is worth about $261,400, 3% above the Pennsylvania median of $254,500 and 21% below the national median of $332,700. Owners pay a median $3,586 a year in property taxes, about 1.37% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $56,806 a year, so the median home costs 4.6 times the median income (3.3 times for Pennsylvania). 55% of occupied homes here are lived in by their owners, and 66% of those owners still have a mortgage.
Delmont at a glance
| Delmont | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $261,400 | $254,500 | $332,700 |
| Median property tax paid per year | $3,586 | $3,311 | $3,119 |
| Property tax as a share of value | 1.37% | 1.30% | 0.94% |
| Median household income | $56,806 | $77,971 | $80,734 |
| Homes lived in by their owners | 55% | 69% | 65% |
| Owner homes with a mortgage | 66% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $2,000 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 19.1% | 19.4% | 21.0% |
| Median rent | $821 | $1,209 | $1,413 |
| Rent as a share of renters' income | 51.0% | 29.2% | 30.6% |
| Median year homes were built | 1977 | 1965 | 1980 |
| Vacant homes | 3.7% | 9.2% | 10.1% |
| Population | 2,610 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Delmont
At this week's average 30-year rate of 7.11%, buying the median Delmont home of $261,400 with 20% down costs about $1,814 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,250, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $77,748 for the 20%-down payment. That payment is 38% of the median Delmont household income of $56,806; at that income and 20% down, the 28% guideline points to a home of about $191,000.
The median rent here is $821 a month, so owning the median home costs about $993 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $52,280 |
|---|---|
| Loan amount | $209,120 |
| Principal and interest | $1,407 |
| Property taxes (1.37% a year) | $298 |
| Homeowners insurance (our estimate, 0.5% a year) | $109 |
| PMI | $0 |
| Total per month | $1,814 |
Change the numbers in the calculator
| Down payment | $9,149 |
|---|---|
| Loan amount | $256,665 |
| Principal and interest | $1,727 |
| Property taxes (1.37% a year) | $298 |
| Homeowners insurance (our estimate, 0.5% a year) | $109 |
| FHA mortgage insurance | $116 |
| Total per month | $2,250 |
Change the numbers in the calculator
Questions about home buying in Delmont
What is the median home value in Delmont?
About $261,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Delmont?
Homeowners pay a median $3,586 a year, which is about 1.37% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Delmont?
For the median home with 20% down at 7.11%, the payment is about $1,814 a month. Keeping that under 28% of gross income takes about $77,748 a year.
More about Delmont
- Mortgage Refinance in Delmont
- Debt Relief in Delmont
- Home Equity Loans in Delmont
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data