The typical owner-occupied home in Windber is worth about $99,000, 61% below the Pennsylvania median of $254,500 and 70% below the national median of $332,700. Owners pay a median $1,269 a year in property taxes, about 1.28% of their home's value, close to the Pennsylvania rate of 1.30%. The median household earns $52,438 a year, so the median home costs 1.9 times the median income (3.3 times for Pennsylvania). 70% of occupied homes here are lived in by their owners, and 37% of those owners still have a mortgage.
Windber at a glance
| Windber | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $99,000 | $254,500 | $332,700 |
| Median property tax paid per year | $1,269 | $3,311 | $3,119 |
| Property tax as a share of value | 1.28% | 1.30% | 0.94% |
| Median household income | $52,438 | $77,971 | $80,734 |
| Homes lived in by their owners | 70% | 69% | 65% |
| Owner homes with a mortgage | 37% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $981 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 17.0% | 19.4% | 21.0% |
| Median rent | $750 | $1,209 | $1,413 |
| Rent as a share of renters' income | 29.0% | 29.2% | 30.6% |
| Median year homes were built | 1947 | 1965 | 1980 |
| Vacant homes | 16.0% | 9.2% | 10.1% |
| Population | 3,860 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Windber
At this week's average 30-year rate of 7.11%, buying the median Windber home of $99,000 with 20% down costs about $680 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $845, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $29,127 for the 20%-down payment. That payment is 16% of the median Windber household income of $52,438; at that income and 20% down, the 28% guideline points to a home of about $178,000.
The median rent here is $750 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $19,800 |
|---|---|
| Loan amount | $79,200 |
| Principal and interest | $533 |
| Property taxes (1.28% a year) | $106 |
| Homeowners insurance (our estimate, 0.5% a year) | $41 |
| PMI | $0 |
| Total per month | $680 |
Change the numbers in the calculator
| Down payment | $3,465 |
|---|---|
| Loan amount | $97,207 |
| Principal and interest | $654 |
| Property taxes (1.28% a year) | $106 |
| Homeowners insurance (our estimate, 0.5% a year) | $41 |
| FHA mortgage insurance | $44 |
| Total per month | $845 |
Change the numbers in the calculator
Questions about home buying in Windber
What is the median home value in Windber?
About $99,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Windber?
Homeowners pay a median $1,269 a year, which is about 1.28% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Windber?
For the median home with 20% down at 7.11%, the payment is about $680 a month. Keeping that under 28% of gross income takes about $29,127 a year.
More about Windber
- Mortgage Refinance in Windber
- Debt Relief in Windber
- Home Equity Loans in Windber
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data