The typical owner-occupied home in Acosta is worth about $111,900, 56% below the Pennsylvania median of $254,500 and 66% below the national median of $332,700. 100% of occupied homes here are lived in by their owners, and 63% of those owners still have a mortgage.
Acosta at a glance
| Acosta | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $111,900 | $254,500 | $332,700 |
| Median property tax paid per year | – | $3,311 | $3,119 |
| Median household income | – | $77,971 | $80,734 |
| Homes lived in by their owners | 100% | 69% | 65% |
| Owner homes with a mortgage | 63% | 58% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,762 | $1,963 |
| Median rent | – | $1,209 | $1,413 |
| Median year homes were built | 1996 | 1965 | 1980 |
| Vacant homes | 8.3% | 9.2% | 10.1% |
| Population | 301 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Acosta
At this week's average 30-year rate of 7.11%, buying the median Acosta home of $111,900 with 20% down costs about $751 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $938, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $32,203 for the 20%-down payment.
| Down payment | $22,380 |
|---|---|
| Loan amount | $89,520 |
| Principal and interest | $602 |
| Property taxes (1.10% a year) | $103 |
| Homeowners insurance (our estimate, 0.5% a year) | $47 |
| PMI | $0 |
| Total per month | $751 |
Change the numbers in the calculator
| Down payment | $3,916 |
|---|---|
| Loan amount | $109,873 |
| Principal and interest | $739 |
| Property taxes (1.10% a year) | $103 |
| Homeowners insurance (our estimate, 0.5% a year) | $47 |
| FHA mortgage insurance | $49 |
| Total per month | $938 |
Change the numbers in the calculator
Questions about home buying in Acosta
What is the median home value in Acosta?
About $111,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Acosta?
For the median home with 20% down at 7.11%, the payment is about $751 a month. Keeping that under 28% of gross income takes about $32,203 a year.
More about Acosta
- Mortgage Refinance in Acosta
- Debt Relief in Acosta
- Home Equity Loans in Acosta
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data