The typical owner-occupied home in Wellersburg is worth about $156,300, 39% below the Pennsylvania median of $254,500 and 53% below the national median of $332,700. Owners pay a median $773 a year in property taxes, about 0.49% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $57,500 a year, so the median home costs 2.7 times the median income (3.3 times for Pennsylvania). 73% of occupied homes here are lived in by their owners, and 35% of those owners still have a mortgage.
Wellersburg at a glance
| Wellersburg | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $156,300 | $254,500 | $332,700 |
| Median property tax paid per year | $773 | $3,311 | $3,119 |
| Property tax as a share of value | 0.49% | 1.30% | 0.94% |
| Median household income | $57,500 | $77,971 | $80,734 |
| Homes lived in by their owners | 73% | 69% | 65% |
| Owner homes with a mortgage | 35% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $950 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 12.5% | 19.4% | 21.0% |
| Median rent | $617 | $1,209 | $1,413 |
| Rent as a share of renters' income | 28.3% | 29.2% | 30.6% |
| Median year homes were built | 1953 | 1965 | 1980 |
| Vacant homes | 22.2% | 9.2% | 10.1% |
| Population | 147 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Wellersburg
At this week's average 30-year rate of 7.11%, buying the median Wellersburg home of $156,300 with 20% down costs about $970 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,230, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $41,576 for the 20%-down payment. That payment is 20% of the median Wellersburg household income of $57,500; at that income and 20% down, the 28% guideline points to a home of about $216,000.
The median rent here is $617 a month, so owning the median home costs about $353 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $31,260 |
|---|---|
| Loan amount | $125,040 |
| Principal and interest | $841 |
| Property taxes (0.49% a year) | $64 |
| Homeowners insurance (our estimate, 0.5% a year) | $65 |
| PMI | $0 |
| Total per month | $970 |
Change the numbers in the calculator
| Down payment | $5,470 |
|---|---|
| Loan amount | $153,469 |
| Principal and interest | $1,032 |
| Property taxes (0.49% a year) | $64 |
| Homeowners insurance (our estimate, 0.5% a year) | $65 |
| FHA mortgage insurance | $69 |
| Total per month | $1,230 |
Change the numbers in the calculator
Questions about home buying in Wellersburg
What is the median home value in Wellersburg?
About $156,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Wellersburg?
Homeowners pay a median $773 a year, which is about 0.49% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Wellersburg?
For the median home with 20% down at 7.11%, the payment is about $970 a month. Keeping that under 28% of gross income takes about $41,576 a year.
More about Wellersburg
- Mortgage Refinance in Wellersburg
- Debt Relief in Wellersburg
- Home Equity Loans in Wellersburg
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data