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Buying a home in Troxelville, Pennsylvania

The typical owner-occupied home in Troxelville is worth about $175,500, 31% below the Pennsylvania median of $254,500 and 47% below the national median of $332,700. Owners pay a median $2,500 a year in property taxes, about 1.42% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $76,250 a year, so the median home costs 2.3 times the median income (3.3 times for Pennsylvania). 82% of occupied homes here are lived in by their owners, and 55% of those owners still have a mortgage.

Troxelville at a glance

Troxelville Pennsylvania U.S.
Median home value $175,500 $254,500 $332,700
Median property tax paid per year $2,500 $3,311 $3,119
Property tax as a share of value 1.42% 1.30% 0.94%
Median household income $76,250 $77,971 $80,734
Homes lived in by their owners 82% 69% 65%
Owner homes with a mortgage 55% 58% 61%
Median monthly costs, owners with a mortgage $1,075 $1,762 $1,963
Those costs as a share of the owners' income 14.8% 19.4% 21.0%
Median rent – $1,209 $1,413
Median year homes were built 1938 1965 1980
Vacant homes 17.1% 9.2% 10.1%
Population 396 13,018,639 334,922,499

What a typical home costs per month in Troxelville

At this week's average 30-year rate of 7.11%, buying the median Troxelville home of $175,500 with 20% down costs about $1,225 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,518, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $52,512 for the 20%-down payment. That payment is 19% of the median Troxelville household income of $76,250; at that income and 20% down, the 28% guideline points to a home of about $255,000.

20% down, 30-year conventional loan
Down payment$35,100
Loan amount$140,400
Principal and interest$944
Property taxes (1.42% a year)$208
Homeowners insurance (our estimate, 0.5% a year)$73
PMI$0
Total per month$1,225

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3.5% down, 30-year FHA loan
Down payment$6,142
Loan amount$172,321
Principal and interest$1,159
Property taxes (1.42% a year)$208
Homeowners insurance (our estimate, 0.5% a year)$73
FHA mortgage insurance$78
Total per month$1,518

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Questions about home buying in Troxelville

What is the median home value in Troxelville?

About $175,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Troxelville?

Homeowners pay a median $2,500 a year, which is about 1.42% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Troxelville?

For the median home with 20% down at 7.11%, the payment is about $1,225 a month. Keeping that under 28% of gross income takes about $52,512 a year.

More about Troxelville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data