The typical owner-occupied home in Beaver Springs is worth about $125,500, 51% below the Pennsylvania median of $254,500 and 62% below the national median of $332,700. Owners pay a median $2,062 a year in property taxes, about 1.64% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $54,896 a year, so the median home costs 2.3 times the median income (3.3 times for Pennsylvania). 61% of occupied homes here are lived in by their owners, and 66% of those owners still have a mortgage.
Beaver Springs at a glance
| Beaver Springs | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $125,500 | $254,500 | $332,700 |
| Median property tax paid per year | $2,062 | $3,311 | $3,119 |
| Property tax as a share of value | 1.64% | 1.30% | 0.94% |
| Median household income | $54,896 | $77,971 | $80,734 |
| Homes lived in by their owners | 61% | 69% | 65% |
| Owner homes with a mortgage | 66% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,127 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 16.0% | 19.4% | 21.0% |
| Median rent | $797 | $1,209 | $1,413 |
| Rent as a share of renters' income | 35.0% | 29.2% | 30.6% |
| Median year homes were built | 1966 | 1965 | 1980 |
| Vacant homes | 12.3% | 9.2% | 10.1% |
| Population | 704 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Beaver Springs
At this week's average 30-year rate of 7.11%, buying the median Beaver Springs home of $125,500 with 20% down costs about $899 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,108, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $38,538 for the 20%-down payment. That payment is 20% of the median Beaver Springs household income of $54,896; at that income and 20% down, the 28% guideline points to a home of about $179,000.
The median rent here is $797 a month, so owning the median home costs about $102 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $25,100 |
|---|---|
| Loan amount | $100,400 |
| Principal and interest | $675 |
| Property taxes (1.64% a year) | $172 |
| Homeowners insurance (our estimate, 0.5% a year) | $52 |
| PMI | $0 |
| Total per month | $899 |
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| Down payment | $4,392 |
|---|---|
| Loan amount | $123,227 |
| Principal and interest | $829 |
| Property taxes (1.64% a year) | $172 |
| Homeowners insurance (our estimate, 0.5% a year) | $52 |
| FHA mortgage insurance | $56 |
| Total per month | $1,108 |
Change the numbers in the calculator
Questions about home buying in Beaver Springs
What is the median home value in Beaver Springs?
About $125,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Beaver Springs?
Homeowners pay a median $2,062 a year, which is about 1.64% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Beaver Springs?
For the median home with 20% down at 7.11%, the payment is about $899 a month. Keeping that under 28% of gross income takes about $38,538 a year.
More about Beaver Springs
- Mortgage Refinance in Beaver Springs
- Debt Relief in Beaver Springs
- Home Equity Loans in Beaver Springs
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data