The typical owner-occupied home in Mount Pleasant Mills is worth about $215,700, 15% below the Pennsylvania median of $254,500 and 35% below the national median of $332,700. Owners pay a median $1,900 a year in property taxes, about 0.88% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $61,364 a year, so the median home costs 3.5 times the median income (3.3 times for Pennsylvania). 73% of occupied homes here are lived in by their owners, and 55% of those owners still have a mortgage.
Mount Pleasant Mills at a glance
| Mount Pleasant Mills | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $215,700 | $254,500 | $332,700 |
| Median property tax paid per year | $1,900 | $3,311 | $3,119 |
| Property tax as a share of value | 0.88% | 1.30% | 0.94% |
| Median household income | $61,364 | $77,971 | $80,734 |
| Homes lived in by their owners | 73% | 69% | 65% |
| Owner homes with a mortgage | 55% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,452 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 13.5% | 19.4% | 21.0% |
| Median rent | $779 | $1,209 | $1,413 |
| Rent as a share of renters' income | 33.3% | 29.2% | 30.6% |
| Median year homes were built | 1979 | 1965 | 1980 |
| Vacant homes | 17.7% | 9.2% | 10.1% |
| Population | 503 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Mount Pleasant Mills
At this week's average 30-year rate of 7.11%, buying the median Mount Pleasant Mills home of $215,700 with 20% down costs about $1,409 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,768, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $60,381 for the 20%-down payment. That payment is 28% of the median Mount Pleasant Mills household income of $61,364; at that income and 20% down, the 28% guideline points to a home of about $219,000.
The median rent here is $779 a month, so owning the median home costs about $630 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $43,140 |
|---|---|
| Loan amount | $172,560 |
| Principal and interest | $1,161 |
| Property taxes (0.88% a year) | $158 |
| Homeowners insurance (our estimate, 0.5% a year) | $90 |
| PMI | $0 |
| Total per month | $1,409 |
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| Down payment | $7,550 |
|---|---|
| Loan amount | $211,793 |
| Principal and interest | $1,425 |
| Property taxes (0.88% a year) | $158 |
| Homeowners insurance (our estimate, 0.5% a year) | $90 |
| FHA mortgage insurance | $95 |
| Total per month | $1,768 |
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Questions about home buying in Mount Pleasant Mills
What is the median home value in Mount Pleasant Mills?
About $215,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Mount Pleasant Mills?
Homeowners pay a median $1,900 a year, which is about 0.88% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Mount Pleasant Mills?
For the median home with 20% down at 7.11%, the payment is about $1,409 a month. Keeping that under 28% of gross income takes about $60,381 a year.
More about Mount Pleasant Mills
- Mortgage Refinance in Mount Pleasant Mills
- Debt Relief in Mount Pleasant Mills
- Home Equity Loans in Mount Pleasant Mills
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data