Home / Home Buying by state / Pennsylvania / Potter County / Ulysses

Buying a home in Ulysses, Pennsylvania

The typical owner-occupied home in Ulysses is worth about $104,200, 59% below the Pennsylvania median of $254,500 and 69% below the national median of $332,700. Owners pay a median $1,674 a year in property taxes, about 1.61% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $34,063 a year, so the median home costs 3.1 times the median income (3.3 times for Pennsylvania). 61% of occupied homes here are lived in by their owners, and 54% of those owners still have a mortgage.

Ulysses at a glance

Ulysses Pennsylvania U.S.
Median home value $104,200 $254,500 $332,700
Median property tax paid per year $1,674 $3,311 $3,119
Property tax as a share of value 1.61% 1.30% 0.94%
Median household income $34,063 $77,971 $80,734
Homes lived in by their owners 61% 69% 65%
Owner homes with a mortgage 54% 58% 61%
Median monthly costs, owners with a mortgage $1,014 $1,762 $1,963
Those costs as a share of the owners' income 19.7% 19.4% 21.0%
Median rent $800 $1,209 $1,413
Rent as a share of renters' income 46.7% 29.2% 30.6%
Median year homes were built 1951 1965 1980
Vacant homes 9.6% 9.2% 10.1%
Population 532 13,018,639 334,922,499

What a typical home costs per month in Ulysses

At this week's average 30-year rate of 7.11%, buying the median Ulysses home of $104,200 with 20% down costs about $744 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $918, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $31,885 for the 20%-down payment. That payment is 26% of the median Ulysses household income of $34,063; at that income and 20% down, the 28% guideline points to a home of about $111,000.

The median rent here is $800 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$20,840
Loan amount$83,360
Principal and interest$561
Property taxes (1.61% a year)$140
Homeowners insurance (our estimate, 0.5% a year)$43
PMI$0
Total per month$744

Change the numbers in the calculator

3.5% down, 30-year FHA loan
Down payment$3,647
Loan amount$102,313
Principal and interest$688
Property taxes (1.61% a year)$140
Homeowners insurance (our estimate, 0.5% a year)$43
FHA mortgage insurance$46
Total per month$918

Change the numbers in the calculator

Questions about home buying in Ulysses

What is the median home value in Ulysses?

About $104,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Ulysses?

Homeowners pay a median $1,674 a year, which is about 1.61% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Ulysses?

For the median home with 20% down at 7.11%, the payment is about $744 a month. Keeping that under 28% of gross income takes about $31,885 a year.

More about Ulysses

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data