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Buying a home in Roulette, Pennsylvania

The typical owner-occupied home in Roulette is worth about $80,600, 68% below the Pennsylvania median of $254,500 and 76% below the national median of $332,700. Owners pay a median $1,032 a year in property taxes, about 1.28% of their home's value, close to the Pennsylvania rate of 1.30%. The median household earns $41,034 a year, so the median home costs 2.0 times the median income (3.3 times for Pennsylvania). 82% of occupied homes here are lived in by their owners, and 32% of those owners still have a mortgage.

Roulette at a glance

Roulette Pennsylvania U.S.
Median home value $80,600 $254,500 $332,700
Median property tax paid per year $1,032 $3,311 $3,119
Property tax as a share of value 1.28% 1.30% 0.94%
Median household income $41,034 $77,971 $80,734
Homes lived in by their owners 82% 69% 65%
Owner homes with a mortgage 32% 58% 61%
Median monthly costs, owners with a mortgage $1,006 $1,762 $1,963
Those costs as a share of the owners' income 22.9% 19.4% 21.0%
Median rent $673 $1,209 $1,413
Rent as a share of renters' income 51.0% 29.2% 30.6%
Median year homes were built 1965 1965 1980
Vacant homes 4.6% 9.2% 10.1%
Population 635 13,018,639 334,922,499

What a typical home costs per month in Roulette

At this week's average 30-year rate of 7.11%, buying the median Roulette home of $80,600 with 20% down costs about $553 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $688, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $23,714 for the 20%-down payment. That payment is 16% of the median Roulette household income of $41,034; at that income and 20% down, the 28% guideline points to a home of about $139,000.

The median rent here is $673 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$16,120
Loan amount$64,480
Principal and interest$434
Property taxes (1.28% a year)$86
Homeowners insurance (our estimate, 0.5% a year)$34
PMI$0
Total per month$553

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3.5% down, 30-year FHA loan
Down payment$2,821
Loan amount$79,140
Principal and interest$532
Property taxes (1.28% a year)$86
Homeowners insurance (our estimate, 0.5% a year)$34
FHA mortgage insurance$36
Total per month$688

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Questions about home buying in Roulette

What is the median home value in Roulette?

About $80,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Roulette?

Homeowners pay a median $1,032 a year, which is about 1.28% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Roulette?

For the median home with 20% down at 7.11%, the payment is about $553 a month. Keeping that under 28% of gross income takes about $23,714 a year.

More about Roulette

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data