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Buying a home in Shinglehouse, Pennsylvania

The typical owner-occupied home in Shinglehouse is worth about $78,400, 69% below the Pennsylvania median of $254,500 and 76% below the national median of $332,700. Owners pay a median $1,295 a year in property taxes, about 1.65% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $47,315 a year, so the median home costs 1.7 times the median income (3.3 times for Pennsylvania). 64% of occupied homes here are lived in by their owners, and 41% of those owners still have a mortgage.

Shinglehouse at a glance

Shinglehouse Pennsylvania U.S.
Median home value $78,400 $254,500 $332,700
Median property tax paid per year $1,295 $3,311 $3,119
Property tax as a share of value 1.65% 1.30% 0.94%
Median household income $47,315 $77,971 $80,734
Homes lived in by their owners 64% 69% 65%
Owner homes with a mortgage 41% 58% 61%
Median monthly costs, owners with a mortgage $844 $1,762 $1,963
Those costs as a share of the owners' income 12.5% 19.4% 21.0%
Median rent $701 $1,209 $1,413
Rent as a share of renters' income 22.1% 29.2% 30.6%
Median year homes were built 1955 1965 1980
Vacant homes 9.0% 9.2% 10.1%
Population 1,076 13,018,639 334,922,499

What a typical home costs per month in Shinglehouse

At this week's average 30-year rate of 7.11%, buying the median Shinglehouse home of $78,400 with 20% down costs about $562 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $693, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $24,102 for the 20%-down payment. That payment is 14% of the median Shinglehouse household income of $47,315; at that income and 20% down, the 28% guideline points to a home of about $154,000.

The median rent here is $701 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$15,680
Loan amount$62,720
Principal and interest$422
Property taxes (1.65% a year)$108
Homeowners insurance (our estimate, 0.5% a year)$33
PMI$0
Total per month$562

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3.5% down, 30-year FHA loan
Down payment$2,744
Loan amount$76,980
Principal and interest$518
Property taxes (1.65% a year)$108
Homeowners insurance (our estimate, 0.5% a year)$33
FHA mortgage insurance$35
Total per month$693

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Questions about home buying in Shinglehouse

What is the median home value in Shinglehouse?

About $78,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Shinglehouse?

Homeowners pay a median $1,295 a year, which is about 1.65% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Shinglehouse?

For the median home with 20% down at 7.11%, the payment is about $562 a month. Keeping that under 28% of gross income takes about $24,102 a year.

More about Shinglehouse

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data