The typical owner-occupied home in Bridgeport is worth about $341,100, 34% above the Pennsylvania median of $254,500 and 3% above the national median of $332,700. Owners pay a median $2,788 a year in property taxes, about 0.82% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $82,705 a year, so the median home costs 4.1 times the median income (3.3 times for Pennsylvania). 43% of occupied homes here are lived in by their owners, and 77% of those owners still have a mortgage.
Bridgeport at a glance
| Bridgeport | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $341,100 | $254,500 | $332,700 |
| Median property tax paid per year | $2,788 | $3,311 | $3,119 |
| Property tax as a share of value | 0.82% | 1.30% | 0.94% |
| Median household income | $82,705 | $77,971 | $80,734 |
| Homes lived in by their owners | 43% | 69% | 65% |
| Owner homes with a mortgage | 77% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,984 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 22.8% | 19.4% | 21.0% |
| Median rent | $1,242 | $1,209 | $1,413 |
| Rent as a share of renters' income | 30.9% | 29.2% | 30.6% |
| Median year homes were built | 1964 | 1965 | 1980 |
| Vacant homes | 9.4% | 9.2% | 10.1% |
| Population | 5,174 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Bridgeport
At this week's average 30-year rate of 7.11%, buying the median Bridgeport home of $341,100 with 20% down costs about $2,211 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,779, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $94,752 for the 20%-down payment. That payment is 32% of the median Bridgeport household income of $82,705; at that income and 20% down, the 28% guideline points to a home of about $298,000.
The median rent here is $1,242 a month, so owning the median home costs about $969 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $68,220 |
|---|---|
| Loan amount | $272,880 |
| Principal and interest | $1,836 |
| Property taxes (0.82% a year) | $233 |
| Homeowners insurance (our estimate, 0.5% a year) | $142 |
| PMI | $0 |
| Total per month | $2,211 |
Change the numbers in the calculator
| Down payment | $11,938 |
|---|---|
| Loan amount | $334,922 |
| Principal and interest | $2,253 |
| Property taxes (0.82% a year) | $233 |
| Homeowners insurance (our estimate, 0.5% a year) | $142 |
| FHA mortgage insurance | $151 |
| Total per month | $2,779 |
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Questions about home buying in Bridgeport
What is the median home value in Bridgeport?
About $341,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Bridgeport?
Homeowners pay a median $2,788 a year, which is about 0.82% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Bridgeport?
For the median home with 20% down at 7.11%, the payment is about $2,211 a month. Keeping that under 28% of gross income takes about $94,752 a year.
More about Bridgeport
- Mortgage Refinance in Bridgeport
- Debt Relief in Bridgeport
- Home Equity Loans in Bridgeport
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data