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Buying a home in Audubon, Pennsylvania

The typical owner-occupied home in Audubon is worth about $460,900, 81% above the Pennsylvania median of $254,500 and 39% above the national median of $332,700. Owners pay a median $6,390 a year in property taxes, about 1.39% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $111,234 a year, so the median home costs 4.1 times the median income (3.3 times for Pennsylvania). 63% of occupied homes here are lived in by their owners, and 62% of those owners still have a mortgage.

Audubon at a glance

Audubon Pennsylvania U.S.
Median home value $460,900 $254,500 $332,700
Median property tax paid per year $6,390 $3,311 $3,119
Property tax as a share of value 1.39% 1.30% 0.94%
Median household income $111,234 $77,971 $80,734
Homes lived in by their owners 63% 69% 65%
Owner homes with a mortgage 62% 58% 61%
Median monthly costs, owners with a mortgage $2,718 $1,762 $1,963
Those costs as a share of the owners' income 19.0% 19.4% 21.0%
Median rent $1,890 $1,209 $1,413
Rent as a share of renters' income 30.5% 29.2% 30.6%
Median year homes were built 1980 1965 1980
Vacant homes 3.1% 9.2% 10.1%
Population 9,229 13,018,639 334,922,499

What a typical home costs per month in Audubon

At this week's average 30-year rate of 7.11%, buying the median Audubon home of $460,900 with 20% down costs about $3,206 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,974, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $137,414 for the 20%-down payment. That payment is 35% of the median Audubon household income of $111,234; at that income and 20% down, the 28% guideline points to a home of about $373,000.

The median rent here is $1,890 a month, so owning the median home costs about $1,316 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$92,180
Loan amount$368,720
Principal and interest$2,480
Property taxes (1.39% a year)$534
Homeowners insurance (our estimate, 0.5% a year)$192
PMI$0
Total per month$3,206

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3.5% down, 30-year FHA loan
Down payment$16,132
Loan amount$452,552
Principal and interest$3,044
Property taxes (1.39% a year)$534
Homeowners insurance (our estimate, 0.5% a year)$192
FHA mortgage insurance$204
Total per month$3,974

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Questions about home buying in Audubon

What is the median home value in Audubon?

About $460,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Audubon?

Homeowners pay a median $6,390 a year, which is about 1.39% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Audubon?

For the median home with 20% down at 7.11%, the payment is about $3,206 a month. Keeping that under 28% of gross income takes about $137,414 a year.

More about Audubon

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data