The typical owner-occupied home in Blue Bell is worth about $614,000, 2.4 times the Pennsylvania median of $254,500 and 85% above the national median of $332,700. Owners pay a median $5,830 a year in property taxes, about 0.95% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $171,818 a year, so the median home costs 3.6 times the median income (3.3 times for Pennsylvania). 84% of occupied homes here are lived in by their owners, and 62% of those owners still have a mortgage.
Blue Bell at a glance
| Blue Bell | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $614,000 | $254,500 | $332,700 |
| Median property tax paid per year | $5,830 | $3,311 | $3,119 |
| Property tax as a share of value | 0.95% | 1.30% | 0.94% |
| Median household income | $171,818 | $77,971 | $80,734 |
| Homes lived in by their owners | 84% | 69% | 65% |
| Owner homes with a mortgage | 62% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $2,814 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 17.7% | 19.4% | 21.0% |
| Median rent | $3,348 | $1,209 | $1,413 |
| Rent as a share of renters' income | 22.0% | 29.2% | 30.6% |
| Median year homes were built | 1983 | 1965 | 1980 |
| Vacant homes | 4.0% | 9.2% | 10.1% |
| Population | 6,424 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Blue Bell
At this week's average 30-year rate of 7.11%, buying the median Blue Bell home of $614,000 with 20% down costs about $4,046 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $5,069, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $173,411 for the 20%-down payment. That payment is 28% of the median Blue Bell household income of $171,818; at that income and 20% down, the 28% guideline points to a home of about $608,000.
The median rent here is $3,348 a month, so owning the median home costs about $698 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $122,800 |
|---|---|
| Loan amount | $491,200 |
| Principal and interest | $3,304 |
| Property taxes (0.95% a year) | $486 |
| Homeowners insurance (our estimate, 0.5% a year) | $256 |
| PMI | $0 |
| Total per month | $4,046 |
Change the numbers in the calculator
| Down payment | $21,490 |
|---|---|
| Loan amount | $602,879 |
| Principal and interest | $4,056 |
| Property taxes (0.95% a year) | $486 |
| Homeowners insurance (our estimate, 0.5% a year) | $256 |
| FHA mortgage insurance | $272 |
| Total per month | $5,069 |
Change the numbers in the calculator
Questions about home buying in Blue Bell
What is the median home value in Blue Bell?
About $614,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Blue Bell?
Homeowners pay a median $5,830 a year, which is about 0.95% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Blue Bell?
For the median home with 20% down at 7.11%, the payment is about $4,046 a month. Keeping that under 28% of gross income takes about $173,411 a year.
More about Blue Bell
- Mortgage Refinance in Blue Bell
- Debt Relief in Blue Bell
- Home Equity Loans in Blue Bell
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data