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Buying a home in Saylorsburg, Pennsylvania

The typical owner-occupied home in Saylorsburg is worth about $223,900, 12% below the Pennsylvania median of $254,500 and 33% below the national median of $332,700. Owners pay a median $3,254 a year in property taxes, about 1.45% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $90,530 a year, so the median home costs 2.5 times the median income (3.3 times for Pennsylvania). 46% of occupied homes here are lived in by their owners, and 29% of those owners still have a mortgage.

Saylorsburg at a glance

Saylorsburg Pennsylvania U.S.
Median home value $223,900 $254,500 $332,700
Median property tax paid per year $3,254 $3,311 $3,119
Property tax as a share of value 1.45% 1.30% 0.94%
Median household income $90,530 $77,971 $80,734
Homes lived in by their owners 46% 69% 65%
Owner homes with a mortgage 29% 58% 61%
Median monthly costs, owners with a mortgage $1,529 $1,762 $1,963
Those costs as a share of the owners' income 22.2% 19.4% 21.0%
Median rent – $1,209 $1,413
Median year homes were built 1967 1965 1980
Vacant homes 31.6% 9.2% 10.1%
Population 804 13,018,639 334,922,499

What a typical home costs per month in Saylorsburg

At this week's average 30-year rate of 7.11%, buying the median Saylorsburg home of $223,900 with 20% down costs about $1,569 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,942, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $67,234 for the 20%-down payment. That payment is 21% of the median Saylorsburg household income of $90,530; at that income and 20% down, the 28% guideline points to a home of about $301,000.

20% down, 30-year conventional loan
Down payment$44,780
Loan amount$179,120
Principal and interest$1,205
Property taxes (1.45% a year)$271
Homeowners insurance (our estimate, 0.5% a year)$93
PMI$0
Total per month$1,569

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3.5% down, 30-year FHA loan
Down payment$7,836
Loan amount$219,845
Principal and interest$1,479
Property taxes (1.45% a year)$271
Homeowners insurance (our estimate, 0.5% a year)$93
FHA mortgage insurance$99
Total per month$1,942

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Questions about home buying in Saylorsburg

What is the median home value in Saylorsburg?

About $223,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Saylorsburg?

Homeowners pay a median $3,254 a year, which is about 1.45% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Saylorsburg?

For the median home with 20% down at 7.11%, the payment is about $1,569 a month. Keeping that under 28% of gross income takes about $67,234 a year.

More about Saylorsburg

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data