The typical owner-occupied home in Pocono Pines is worth about $275,500, 8% above the Pennsylvania median of $254,500 and 17% below the national median of $332,700. Owners pay a median $2,886 a year in property taxes, about 1.05% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $114,643 a year, so the median home costs 2.4 times the median income (3.3 times for Pennsylvania). 97% of occupied homes here are lived in by their owners, and 55% of those owners still have a mortgage.
Pocono Pines at a glance
| Pocono Pines | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $275,500 | $254,500 | $332,700 |
| Median property tax paid per year | $2,886 | $3,311 | $3,119 |
| Property tax as a share of value | 1.05% | 1.30% | 0.94% |
| Median household income | $114,643 | $77,971 | $80,734 |
| Homes lived in by their owners | 97% | 69% | 65% |
| Owner homes with a mortgage | 55% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,463 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 16.7% | 19.4% | 21.0% |
| Median rent | – | $1,209 | $1,413 |
| Median year homes were built | 1979 | 1965 | 1980 |
| Vacant homes | 77.0% | 9.2% | 10.1% |
| Population | 953 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Pocono Pines
At this week's average 30-year rate of 7.11%, buying the median Pocono Pines home of $275,500 with 20% down costs about $1,838 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,297, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $78,792 for the 20%-down payment. That payment is 19% of the median Pocono Pines household income of $114,643; at that income and 20% down, the 28% guideline points to a home of about $401,000.
| Down payment | $55,100 |
|---|---|
| Loan amount | $220,400 |
| Principal and interest | $1,483 |
| Property taxes (1.05% a year) | $241 |
| Homeowners insurance (our estimate, 0.5% a year) | $115 |
| PMI | $0 |
| Total per month | $1,838 |
Change the numbers in the calculator
| Down payment | $9,642 |
|---|---|
| Loan amount | $270,510 |
| Principal and interest | $1,820 |
| Property taxes (1.05% a year) | $241 |
| Homeowners insurance (our estimate, 0.5% a year) | $115 |
| FHA mortgage insurance | $122 |
| Total per month | $2,297 |
Change the numbers in the calculator
Questions about home buying in Pocono Pines
What is the median home value in Pocono Pines?
About $275,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Pocono Pines?
Homeowners pay a median $2,886 a year, which is about 1.05% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Pocono Pines?
For the median home with 20% down at 7.11%, the payment is about $1,838 a month. Keeping that under 28% of gross income takes about $78,792 a year.
More about Pocono Pines
- Mortgage Refinance in Pocono Pines
- Debt Relief in Pocono Pines
- Home Equity Loans in Pocono Pines
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data