The typical owner-occupied home in Mount Pocono is worth about $241,100, 5% below the Pennsylvania median of $254,500 and 28% below the national median of $332,700. Owners pay a median $3,598 a year in property taxes, about 1.49% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $79,375 a year, so the median home costs 3.0 times the median income (3.3 times for Pennsylvania). 56% of occupied homes here are lived in by their owners, and 50% of those owners still have a mortgage.
Mount Pocono at a glance
| Mount Pocono | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $241,100 | $254,500 | $332,700 |
| Median property tax paid per year | $3,598 | $3,311 | $3,119 |
| Property tax as a share of value | 1.49% | 1.30% | 0.94% |
| Median household income | $79,375 | $77,971 | $80,734 |
| Homes lived in by their owners | 56% | 69% | 65% |
| Owner homes with a mortgage | 50% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,994 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 17.4% | 19.4% | 21.0% |
| Median rent | $891 | $1,209 | $1,413 |
| Rent as a share of renters' income | 35.6% | 29.2% | 30.6% |
| Median year homes were built | 1984 | 1965 | 1980 |
| Vacant homes | 10.8% | 9.2% | 10.1% |
| Population | 3,072 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Mount Pocono
At this week's average 30-year rate of 7.11%, buying the median Mount Pocono home of $241,100 with 20% down costs about $1,697 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,099, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $72,743 for the 20%-down payment. That payment is 26% of the median Mount Pocono household income of $79,375; at that income and 20% down, the 28% guideline points to a home of about $263,000.
The median rent here is $891 a month, so owning the median home costs about $806 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $48,220 |
|---|---|
| Loan amount | $192,880 |
| Principal and interest | $1,298 |
| Property taxes (1.49% a year) | $299 |
| Homeowners insurance (our estimate, 0.5% a year) | $100 |
| PMI | $0 |
| Total per month | $1,697 |
Change the numbers in the calculator
| Down payment | $8,438 |
|---|---|
| Loan amount | $236,733 |
| Principal and interest | $1,593 |
| Property taxes (1.49% a year) | $299 |
| Homeowners insurance (our estimate, 0.5% a year) | $100 |
| FHA mortgage insurance | $107 |
| Total per month | $2,099 |
Change the numbers in the calculator
Questions about home buying in Mount Pocono
What is the median home value in Mount Pocono?
About $241,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Mount Pocono?
Homeowners pay a median $3,598 a year, which is about 1.49% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Mount Pocono?
For the median home with 20% down at 7.11%, the payment is about $1,697 a month. Keeping that under 28% of gross income takes about $72,743 a year.
More about Mount Pocono
- Mortgage Refinance in Mount Pocono
- Debt Relief in Mount Pocono
- Home Equity Loans in Mount Pocono
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data