The typical owner-occupied home in West Middlesex is worth about $158,100, 38% below the Pennsylvania median of $254,500 and 52% below the national median of $332,700. Owners pay a median $2,017 a year in property taxes, about 1.28% of their home's value, close to the Pennsylvania rate of 1.30%. The median household earns $89,667 a year, so the median home costs 1.8 times the median income (3.3 times for Pennsylvania). 86% of occupied homes here are lived in by their owners, and 70% of those owners still have a mortgage.
West Middlesex at a glance
| West Middlesex | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $158,100 | $254,500 | $332,700 |
| Median property tax paid per year | $2,017 | $3,311 | $3,119 |
| Property tax as a share of value | 1.28% | 1.30% | 0.94% |
| Median household income | $89,667 | $77,971 | $80,734 |
| Homes lived in by their owners | 86% | 69% | 65% |
| Owner homes with a mortgage | 70% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,310 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 13.6% | 19.4% | 21.0% |
| Median rent | $713 | $1,209 | $1,413 |
| Rent as a share of renters' income | 18.3% | 29.2% | 30.6% |
| Median year homes were built | 1946 | 1965 | 1980 |
| Vacant homes | 5.0% | 9.2% | 10.1% |
| Population | 980 | 13,018,639 | 334,922,499 |
What a typical home costs per month in West Middlesex
At this week's average 30-year rate of 7.11%, buying the median West Middlesex home of $158,100 with 20% down costs about $1,085 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,349, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $46,515 for the 20%-down payment. That payment is 15% of the median West Middlesex household income of $89,667; at that income and 20% down, the 28% guideline points to a home of about $305,000.
The median rent here is $713 a month, so owning the median home costs about $372 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $31,620 |
|---|---|
| Loan amount | $126,480 |
| Principal and interest | $851 |
| Property taxes (1.28% a year) | $169 |
| Homeowners insurance (our estimate, 0.5% a year) | $66 |
| PMI | $0 |
| Total per month | $1,085 |
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| Down payment | $5,534 |
|---|---|
| Loan amount | $155,236 |
| Principal and interest | $1,044 |
| Property taxes (1.28% a year) | $169 |
| Homeowners insurance (our estimate, 0.5% a year) | $66 |
| FHA mortgage insurance | $70 |
| Total per month | $1,349 |
Change the numbers in the calculator
Questions about home buying in West Middlesex
What is the median home value in West Middlesex?
About $158,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in West Middlesex?
Homeowners pay a median $2,017 a year, which is about 1.28% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in West Middlesex?
For the median home with 20% down at 7.11%, the payment is about $1,085 a month. Keeping that under 28% of gross income takes about $46,515 a year.
More about West Middlesex
- Mortgage Refinance in West Middlesex
- Debt Relief in West Middlesex
- Home Equity Loans in West Middlesex
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data