The typical owner-occupied home in Grove City is worth about $171,600, 33% below the Pennsylvania median of $254,500 and 48% below the national median of $332,700. Owners pay a median $1,278 a year in property taxes, about 0.74% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $57,169 a year, so the median home costs 3.0 times the median income (3.3 times for Pennsylvania). 57% of occupied homes here are lived in by their owners, and 49% of those owners still have a mortgage.
Grove City at a glance
| Grove City | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $171,600 | $254,500 | $332,700 |
| Median property tax paid per year | $1,278 | $3,311 | $3,119 |
| Property tax as a share of value | 0.74% | 1.30% | 0.94% |
| Median household income | $57,169 | $77,971 | $80,734 |
| Homes lived in by their owners | 57% | 69% | 65% |
| Owner homes with a mortgage | 49% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,221 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 15.3% | 19.4% | 21.0% |
| Median rent | $906 | $1,209 | $1,413 |
| Rent as a share of renters' income | 24.7% | 29.2% | 30.6% |
| Median year homes were built | 1953 | 1965 | 1980 |
| Vacant homes | 6.3% | 9.2% | 10.1% |
| Population | 7,830 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Grove City
At this week's average 30-year rate of 7.11%, buying the median Grove City home of $171,600 with 20% down costs about $1,101 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,387, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $47,178 for the 20%-down payment. That payment is 23% of the median Grove City household income of $57,169; at that income and 20% down, the 28% guideline points to a home of about $208,000.
The median rent here is $906 a month, so owning the median home costs about $195 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $34,320 |
|---|---|
| Loan amount | $137,280 |
| Principal and interest | $923 |
| Property taxes (0.74% a year) | $106 |
| Homeowners insurance (our estimate, 0.5% a year) | $72 |
| PMI | $0 |
| Total per month | $1,101 |
Change the numbers in the calculator
| Down payment | $6,006 |
|---|---|
| Loan amount | $168,492 |
| Principal and interest | $1,133 |
| Property taxes (0.74% a year) | $106 |
| Homeowners insurance (our estimate, 0.5% a year) | $72 |
| FHA mortgage insurance | $76 |
| Total per month | $1,387 |
Change the numbers in the calculator
Questions about home buying in Grove City
What is the median home value in Grove City?
About $171,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Grove City?
Homeowners pay a median $1,278 a year, which is about 0.74% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Grove City?
For the median home with 20% down at 7.11%, the payment is about $1,101 a month. Keeping that under 28% of gross income takes about $47,178 a year.
More about Grove City
- Mortgage Refinance in Grove City
- Debt Relief in Grove City
- Home Equity Loans in Grove City
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data