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Buying a home in Greenville, Pennsylvania

The typical owner-occupied home in Greenville is worth about $115,100, 55% below the Pennsylvania median of $254,500 and 65% below the national median of $332,700. Owners pay a median $1,890 a year in property taxes, about 1.64% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $52,661 a year, so the median home costs 2.2 times the median income (3.3 times for Pennsylvania). 63% of occupied homes here are lived in by their owners, and 50% of those owners still have a mortgage.

Greenville at a glance

Greenville Pennsylvania U.S.
Median home value $115,100 $254,500 $332,700
Median property tax paid per year $1,890 $3,311 $3,119
Property tax as a share of value 1.64% 1.30% 0.94%
Median household income $52,661 $77,971 $80,734
Homes lived in by their owners 63% 69% 65%
Owner homes with a mortgage 50% 58% 61%
Median monthly costs, owners with a mortgage $973 $1,762 $1,963
Those costs as a share of the owners' income 17.2% 19.4% 21.0%
Median rent $626 $1,209 $1,413
Rent as a share of renters' income 27.4% 29.2% 30.6%
Median year homes were built 1943 1965 1980
Vacant homes 13.5% 9.2% 10.1%
Population 5,523 13,018,639 334,922,499

What a typical home costs per month in Greenville

At this week's average 30-year rate of 7.11%, buying the median Greenville home of $115,100 with 20% down costs about $825 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,016, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $35,344 for the 20%-down payment. That payment is 19% of the median Greenville household income of $52,661; at that income and 20% down, the 28% guideline points to a home of about $171,000.

The median rent here is $626 a month, so owning the median home costs about $199 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$23,020
Loan amount$92,080
Principal and interest$619
Property taxes (1.64% a year)$157
Homeowners insurance (our estimate, 0.5% a year)$48
PMI$0
Total per month$825

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3.5% down, 30-year FHA loan
Down payment$4,028
Loan amount$113,015
Principal and interest$760
Property taxes (1.64% a year)$157
Homeowners insurance (our estimate, 0.5% a year)$48
FHA mortgage insurance$51
Total per month$1,016

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Questions about home buying in Greenville

What is the median home value in Greenville?

About $115,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Greenville?

Homeowners pay a median $1,890 a year, which is about 1.64% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Greenville?

For the median home with 20% down at 7.11%, the payment is about $825 a month. Keeping that under 28% of gross income takes about $35,344 a year.

More about Greenville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data