The typical owner-occupied home in Whitehall is worth about $236,200, 7% below the Pennsylvania median of $254,500 and 29% below the national median of $332,700. Owners pay a median $4,107 a year in property taxes, about 1.74% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $89,404 a year, so the median home costs 2.6 times the median income (3.3 times for Pennsylvania). 75% of occupied homes here are lived in by their owners, and 60% of those owners still have a mortgage.
Whitehall at a glance
| Whitehall | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $236,200 | $254,500 | $332,700 |
| Median property tax paid per year | $4,107 | $3,311 | $3,119 |
| Property tax as a share of value | 1.74% | 1.30% | 0.94% |
| Median household income | $89,404 | $77,971 | $80,734 |
| Homes lived in by their owners | 75% | 69% | 65% |
| Owner homes with a mortgage | 60% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,701 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 16.9% | 19.4% | 21.0% |
| Median rent | $915 | $1,209 | $1,413 |
| Rent as a share of renters' income | 33.6% | 29.2% | 30.6% |
| Median year homes were built | 1957 | 1965 | 1980 |
| Vacant homes | 5.7% | 9.2% | 10.1% |
| Population | 14,811 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Whitehall
At this week's average 30-year rate of 7.11%, buying the median Whitehall home of $236,200 with 20% down costs about $1,712 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,106, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $73,374 for the 20%-down payment. That payment is 23% of the median Whitehall household income of $89,404; at that income and 20% down, the 28% guideline points to a home of about $288,000.
The median rent here is $915 a month, so owning the median home costs about $797 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $47,240 |
|---|---|
| Loan amount | $188,960 |
| Principal and interest | $1,271 |
| Property taxes (1.74% a year) | $342 |
| Homeowners insurance (our estimate, 0.5% a year) | $98 |
| PMI | $0 |
| Total per month | $1,712 |
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| Down payment | $8,267 |
|---|---|
| Loan amount | $231,922 |
| Principal and interest | $1,560 |
| Property taxes (1.74% a year) | $342 |
| Homeowners insurance (our estimate, 0.5% a year) | $98 |
| FHA mortgage insurance | $104 |
| Total per month | $2,106 |
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Questions about home buying in Whitehall
What is the median home value in Whitehall?
About $236,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Whitehall?
Homeowners pay a median $4,107 a year, which is about 1.74% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Whitehall?
For the median home with 20% down at 7.11%, the payment is about $1,712 a month. Keeping that under 28% of gross income takes about $73,374 a year.
More about Whitehall
- Mortgage Refinance in Whitehall
- Debt Relief in Whitehall
- Home Equity Loans in Whitehall
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data