The typical owner-occupied home in Macungie is worth about $292,900, 15% above the Pennsylvania median of $254,500 and 12% below the national median of $332,700. Owners pay a median $4,558 a year in property taxes, about 1.56% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $75,677 a year, so the median home costs 3.9 times the median income (3.3 times for Pennsylvania). 51% of occupied homes here are lived in by their owners, and 74% of those owners still have a mortgage.
Macungie at a glance
| Macungie | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $292,900 | $254,500 | $332,700 |
| Median property tax paid per year | $4,558 | $3,311 | $3,119 |
| Property tax as a share of value | 1.56% | 1.30% | 0.94% |
| Median household income | $75,677 | $77,971 | $80,734 |
| Homes lived in by their owners | 51% | 69% | 65% |
| Owner homes with a mortgage | 74% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,836 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 21.4% | 19.4% | 21.0% |
| Median rent | $1,806 | $1,209 | $1,413 |
| Rent as a share of renters' income | 34.5% | 29.2% | 30.6% |
| Median year homes were built | 1982 | 1965 | 1980 |
| Vacant homes | 6.8% | 9.2% | 10.1% |
| Population | 3,274 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Macungie
At this week's average 30-year rate of 7.11%, buying the median Macungie home of $292,900 with 20% down costs about $2,079 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,567, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $89,104 for the 20%-down payment. That payment is 33% of the median Macungie household income of $75,677; at that income and 20% down, the 28% guideline points to a home of about $249,000.
The median rent here is $1,806 a month, so owning the median home costs about $273 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $58,580 |
|---|---|
| Loan amount | $234,320 |
| Principal and interest | $1,576 |
| Property taxes (1.56% a year) | $381 |
| Homeowners insurance (our estimate, 0.5% a year) | $122 |
| PMI | $0 |
| Total per month | $2,079 |
Change the numbers in the calculator
| Down payment | $10,252 |
|---|---|
| Loan amount | $287,595 |
| Principal and interest | $1,935 |
| Property taxes (1.56% a year) | $381 |
| Homeowners insurance (our estimate, 0.5% a year) | $122 |
| FHA mortgage insurance | $130 |
| Total per month | $2,567 |
Change the numbers in the calculator
Questions about home buying in Macungie
What is the median home value in Macungie?
About $292,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Macungie?
Homeowners pay a median $4,558 a year, which is about 1.56% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Macungie?
For the median home with 20% down at 7.11%, the payment is about $2,079 a month. Keeping that under 28% of gross income takes about $89,104 a year.
More about Macungie
- Mortgage Refinance in Macungie
- Debt Relief in Macungie
- Home Equity Loans in Macungie
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data