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Buying a home in Coopersburg, Pennsylvania

The typical owner-occupied home in Coopersburg is worth about $317,000, 25% above the Pennsylvania median of $254,500 and 5% below the national median of $332,700. Owners pay a median $4,760 a year in property taxes, about 1.50% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $84,357 a year, so the median home costs 3.8 times the median income (3.3 times for Pennsylvania). 69% of occupied homes here are lived in by their owners, and 66% of those owners still have a mortgage.

Coopersburg at a glance

Coopersburg Pennsylvania U.S.
Median home value $317,000 $254,500 $332,700
Median property tax paid per year $4,760 $3,311 $3,119
Property tax as a share of value 1.50% 1.30% 0.94%
Median household income $84,357 $77,971 $80,734
Homes lived in by their owners 69% 69% 65%
Owner homes with a mortgage 66% 58% 61%
Median monthly costs, owners with a mortgage $1,991 $1,762 $1,963
Those costs as a share of the owners' income 19.4% 19.4% 21.0%
Median rent $968 $1,209 $1,413
Rent as a share of renters' income 34.5% 29.2% 30.6%
Median year homes were built 1961 1965 1980
Vacant homes 0.5% 9.2% 10.1%
Population 2,495 13,018,639 334,922,499

What a typical home costs per month in Coopersburg

At this week's average 30-year rate of 7.11%, buying the median Coopersburg home of $317,000 with 20% down costs about $2,234 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,762, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $95,756 for the 20%-down payment. That payment is 32% of the median Coopersburg household income of $84,357; at that income and 20% down, the 28% guideline points to a home of about $279,000.

The median rent here is $968 a month, so owning the median home costs about $1,266 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$63,400
Loan amount$253,600
Principal and interest$1,706
Property taxes (1.50% a year)$396
Homeowners insurance (our estimate, 0.5% a year)$132
PMI$0
Total per month$2,234

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3.5% down, 30-year FHA loan
Down payment$11,095
Loan amount$311,258
Principal and interest$2,094
Property taxes (1.50% a year)$396
Homeowners insurance (our estimate, 0.5% a year)$132
FHA mortgage insurance$140
Total per month$2,762

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Questions about home buying in Coopersburg

What is the median home value in Coopersburg?

About $317,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Coopersburg?

Homeowners pay a median $4,760 a year, which is about 1.50% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Coopersburg?

For the median home with 20% down at 7.11%, the payment is about $2,234 a month. Keeping that under 28% of gross income takes about $95,756 a year.

More about Coopersburg

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data