The typical owner-occupied home in Witmer is worth about $248,200, about the same as the Pennsylvania median of $254,500 and 25% below the national median of $332,700. Owners pay a median $2,870 a year in property taxes, about 1.16% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $101,023 a year, so the median home costs 2.5 times the median income (3.3 times for Pennsylvania). 77% of occupied homes here are lived in by their owners, and 61% of those owners still have a mortgage.
Witmer at a glance
| Witmer | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $248,200 | $254,500 | $332,700 |
| Median property tax paid per year | $2,870 | $3,311 | $3,119 |
| Property tax as a share of value | 1.16% | 1.30% | 0.94% |
| Median household income | $101,023 | $77,971 | $80,734 |
| Homes lived in by their owners | 77% | 69% | 65% |
| Owner homes with a mortgage | 61% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,125 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 42.4% | 19.4% | 21.0% |
| Median rent | – | $1,209 | $1,413 |
| Median year homes were built | 1960 | 1965 | 1980 |
| Vacant homes | 28.1% | 9.2% | 10.1% |
| Population | 527 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Witmer
At this week's average 30-year rate of 7.11%, buying the median Witmer home of $248,200 with 20% down costs about $1,679 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,093, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $71,960 for the 20%-down payment. That payment is 20% of the median Witmer household income of $101,023; at that income and 20% down, the 28% guideline points to a home of about $348,000.
| Down payment | $49,640 |
|---|---|
| Loan amount | $198,560 |
| Principal and interest | $1,336 |
| Property taxes (1.16% a year) | $240 |
| Homeowners insurance (our estimate, 0.5% a year) | $103 |
| PMI | $0 |
| Total per month | $1,679 |
Change the numbers in the calculator
| Down payment | $8,687 |
|---|---|
| Loan amount | $243,704 |
| Principal and interest | $1,639 |
| Property taxes (1.16% a year) | $240 |
| Homeowners insurance (our estimate, 0.5% a year) | $103 |
| FHA mortgage insurance | $110 |
| Total per month | $2,093 |
Change the numbers in the calculator
Questions about home buying in Witmer
What is the median home value in Witmer?
About $248,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Witmer?
Homeowners pay a median $2,870 a year, which is about 1.16% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Witmer?
For the median home with 20% down at 7.11%, the payment is about $1,679 a month. Keeping that under 28% of gross income takes about $71,960 a year.
More about Witmer
- Mortgage Refinance in Witmer
- Debt Relief in Witmer
- Home Equity Loans in Witmer
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data