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Buying a home in Quarryville, Pennsylvania

The typical owner-occupied home in Quarryville is worth about $293,100, 15% above the Pennsylvania median of $254,500 and 12% below the national median of $332,700. Owners pay a median $3,299 a year in property taxes, about 1.13% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $79,744 a year, so the median home costs 3.7 times the median income (3.3 times for Pennsylvania). 58% of occupied homes here are lived in by their owners, and 66% of those owners still have a mortgage.

Quarryville at a glance

Quarryville Pennsylvania U.S.
Median home value $293,100 $254,500 $332,700
Median property tax paid per year $3,299 $3,311 $3,119
Property tax as a share of value 1.13% 1.30% 0.94%
Median household income $79,744 $77,971 $80,734
Homes lived in by their owners 58% 69% 65%
Owner homes with a mortgage 66% 58% 61%
Median monthly costs, owners with a mortgage $1,710 $1,762 $1,963
Those costs as a share of the owners' income 20.3% 19.4% 21.0%
Median rent $1,172 $1,209 $1,413
Rent as a share of renters' income 31.0% 29.2% 30.6%
Median year homes were built 1977 1965 1980
Vacant homes 2.8% 9.2% 10.1%
Population 2,856 13,018,639 334,922,499

What a typical home costs per month in Quarryville

At this week's average 30-year rate of 7.11%, buying the median Quarryville home of $293,100 with 20% down costs about $1,975 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,464, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $84,664 for the 20%-down payment. That payment is 30% of the median Quarryville household income of $79,744; at that income and 20% down, the 28% guideline points to a home of about $276,000.

The median rent here is $1,172 a month, so owning the median home costs about $803 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$58,620
Loan amount$234,480
Principal and interest$1,577
Property taxes (1.13% a year)$276
Homeowners insurance (our estimate, 0.5% a year)$122
PMI$0
Total per month$1,975

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3.5% down, 30-year FHA loan
Down payment$10,258
Loan amount$287,791
Principal and interest$1,936
Property taxes (1.13% a year)$276
Homeowners insurance (our estimate, 0.5% a year)$122
FHA mortgage insurance$130
Total per month$2,464

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Questions about home buying in Quarryville

What is the median home value in Quarryville?

About $293,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Quarryville?

Homeowners pay a median $3,299 a year, which is about 1.13% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Quarryville?

For the median home with 20% down at 7.11%, the payment is about $1,975 a month. Keeping that under 28% of gross income takes about $84,664 a year.

More about Quarryville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data