The typical owner-occupied home in Hopeland is worth about $277,300, 9% above the Pennsylvania median of $254,500 and 17% below the national median of $332,700. Owners pay a median $3,912 a year in property taxes, about 1.41% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $76,639 a year, so the median home costs 3.6 times the median income (3.3 times for Pennsylvania). 96% of occupied homes here are lived in by their owners, and 69% of those owners still have a mortgage.
Hopeland at a glance
| Hopeland | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $277,300 | $254,500 | $332,700 |
| Median property tax paid per year | $3,912 | $3,311 | $3,119 |
| Property tax as a share of value | 1.41% | 1.30% | 0.94% |
| Median household income | $76,639 | $77,971 | $80,734 |
| Homes lived in by their owners | 96% | 69% | 65% |
| Owner homes with a mortgage | 69% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,784 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 23.0% | 19.4% | 21.0% |
| Median rent | – | $1,209 | $1,413 |
| Median year homes were built | 1987 | 1965 | 1980 |
| Vacant homes | 0.0% | 9.2% | 10.1% |
| Population | 760 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Hopeland
At this week's average 30-year rate of 7.11%, buying the median Hopeland home of $277,300 with 20% down costs about $1,934 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,396, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $82,873 for the 20%-down payment. That payment is 30% of the median Hopeland household income of $76,639; at that income and 20% down, the 28% guideline points to a home of about $256,000.
| Down payment | $55,460 |
|---|---|
| Loan amount | $221,840 |
| Principal and interest | $1,492 |
| Property taxes (1.41% a year) | $326 |
| Homeowners insurance (our estimate, 0.5% a year) | $116 |
| PMI | $0 |
| Total per month | $1,934 |
Change the numbers in the calculator
| Down payment | $9,706 |
|---|---|
| Loan amount | $272,277 |
| Principal and interest | $1,832 |
| Property taxes (1.41% a year) | $326 |
| Homeowners insurance (our estimate, 0.5% a year) | $116 |
| FHA mortgage insurance | $123 |
| Total per month | $2,396 |
Change the numbers in the calculator
Questions about home buying in Hopeland
What is the median home value in Hopeland?
About $277,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Hopeland?
Homeowners pay a median $3,912 a year, which is about 1.41% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Hopeland?
For the median home with 20% down at 7.11%, the payment is about $1,934 a month. Keeping that under 28% of gross income takes about $82,873 a year.
More about Hopeland
- Mortgage Refinance in Hopeland
- Debt Relief in Hopeland
- Home Equity Loans in Hopeland
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data