The typical owner-occupied home in Wind Ridge is worth about $167,900, 34% below the Pennsylvania median of $254,500 and 50% below the national median of $332,700. Owners pay a median $2,059 a year in property taxes, about 1.23% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $97,500 a year, so the median home costs 1.7 times the median income (3.3 times for Pennsylvania). 79% of occupied homes here are lived in by their owners, and 41% of those owners still have a mortgage.
Wind Ridge at a glance
| Wind Ridge | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $167,900 | $254,500 | $332,700 |
| Median property tax paid per year | $2,059 | $3,311 | $3,119 |
| Property tax as a share of value | 1.23% | 1.30% | 0.94% |
| Median household income | $97,500 | $77,971 | $80,734 |
| Homes lived in by their owners | 79% | 69% | 65% |
| Owner homes with a mortgage | 41% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,625 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 24.1% | 19.4% | 21.0% |
| Median rent | $1,000 | $1,209 | $1,413 |
| Rent as a share of renters' income | 22.5% | 29.2% | 30.6% |
| Median year homes were built | 1957 | 1965 | 1980 |
| Vacant homes | 22.6% | 9.2% | 10.1% |
| Population | 228 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Wind Ridge
At this week's average 30-year rate of 7.11%, buying the median Wind Ridge home of $167,900 with 20% down costs about $1,146 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,425, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $49,099 for the 20%-down payment. That payment is 14% of the median Wind Ridge household income of $97,500; at that income and 20% down, the 28% guideline points to a home of about $333,000.
The median rent here is $1,000 a month, so owning the median home costs about $146 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $33,580 |
|---|---|
| Loan amount | $134,320 |
| Principal and interest | $904 |
| Property taxes (1.23% a year) | $172 |
| Homeowners insurance (our estimate, 0.5% a year) | $70 |
| PMI | $0 |
| Total per month | $1,146 |
Change the numbers in the calculator
| Down payment | $5,876 |
|---|---|
| Loan amount | $164,859 |
| Principal and interest | $1,109 |
| Property taxes (1.23% a year) | $172 |
| Homeowners insurance (our estimate, 0.5% a year) | $70 |
| FHA mortgage insurance | $74 |
| Total per month | $1,425 |
Change the numbers in the calculator
Questions about home buying in Wind Ridge
What is the median home value in Wind Ridge?
About $167,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Wind Ridge?
Homeowners pay a median $2,059 a year, which is about 1.23% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Wind Ridge?
For the median home with 20% down at 7.11%, the payment is about $1,146 a month. Keeping that under 28% of gross income takes about $49,099 a year.
More about Wind Ridge
- Mortgage Refinance in Wind Ridge
- Debt Relief in Wind Ridge
- Home Equity Loans in Wind Ridge
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data